Business Description
FinecoBank SpA
ISIN : IT0000072170
Share Class Description:
STU:ZS3: Ordinary SharesTotal Employee Number:
1,529Description
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.4 | |||||
Equity-to-Asset | 0.06 | |||||
Debt-to-Equity | 0.55 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -2.42 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.6 | |||||
3-Year EPS without NRI Growth Rate | 14.9 | |||||
3-Year FCF Growth Rate | 17.8 | |||||
3-Year Book Growth Rate | 10.1 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 61.13 | |||||
9-Day RSI | 63.82 | |||||
14-Day RSI | 63.53 | |||||
3-1 Month Momentum % | 5.71 | |||||
6-1 Month Momentum % | 3.64 | |||||
12-1 Month Momentum % | 22.07 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.24 | |||||
Dividend Payout Ratio | 0.72 | |||||
3-Year Dividend Growth Rate | 23.8 | |||||
Forward Dividend Yield % | 3.24 | |||||
5-Year Yield-on-Cost % | 3.24 | |||||
3-Year Average Share Buyback Ratio | -0.1 | |||||
Shareholder Yield % | 3.23 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 44.36 | |||||
FCF Margin % | 27.76 | |||||
OCF Margin % | 28.91 | |||||
ROE % | 27.24 | |||||
ROA % | 1.81 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 22.28 | |||||
Forward PE Ratio | 21.2 | |||||
PE Ratio without NRI | 22.12 | |||||
Shiller PE Ratio | 2.15 | |||||
PEG Ratio | 2.33 | |||||
PS Ratio | 9.9 | |||||
PB Ratio | 6.23 | |||||
Price-to-Tangible-Book | 6.56 | |||||
Price-to-Free-Cash-Flow | 35.7 | |||||
Price-to-Operating-Cash-Flow | 34.3 | |||||
EV-to-Revenue | 9.57 | |||||
EV-to-FCF | 34.44 | |||||
Price-to-GF-Value | 1.37 | |||||
Price-to-Projected-FCF | 2.81 | |||||
Price-to-DCF (Earnings Based) | 0.93 | |||||
Price-to-DCF (FCF Based) | 1.2 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.26 | |||||
Price-to-Graham-Number | 2.54 | |||||
FCF Yield % | 2.8 | |||||
Forward Rate of Return (Yacktman) % | 12.52 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
FinecoBank SpA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,509.53 | ||
| EPS (TTM) (€) | 1.096 | ||
| Beta | 1.3 | ||
| 3-Year Sharpe Ratio | 0.78 | ||
| 3-Year Sortino Ratio | 1.37 | ||
| Volatility % | 21.2 | ||
| 14-Day RSI | 63.53 | ||
| 14-Day ATR (€) | 0.422978 | ||
| 20-Day SMA (€) | 23.682 | ||
| 12-1 Month Momentum % | 22.07 | ||
| 52-Week Range (€) | 17.655 - 25.02 | ||
| Shares Outstanding (Mil) | 611.82 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
FinecoBank SpA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
FinecoBank SpA Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-02-05 10:00 | In 179 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-05 | In 178 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-06 | In 87 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 86 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-30 10:00 | 23.19 (-0.98%) | ||
| Second quarter earnings results for 2026 | 2026-07-29 | 23.50 (-1.14%) | ||
| EUR 0.790000 Cash Dividend | 2026-05-18 | 21.17 (-0.14%) | ||
| First quarter earnings conference call for 2026 | 2026-05-07 11:00 | 21.83 (+1.87%) | ||
| First quarter earnings results for 2026 | 2026-05-06 | 20.97 (+1.50%) | ||
| General meeting for 2026 | 2026-04-29 | 21.24 (-0.05%) |
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FinecoBank SpA Frequently Asked Questions
What is FinecoBank SpA(STU:ZS3)'s stock price today?
The current price of STU:ZS3 is €24.33. The 52 week high of STU:ZS3 is €25.02 and 52 week low is €17.66.
When is next earnings date of FinecoBank SpA(STU:ZS3)?
The next earnings date of FinecoBank SpA(STU:ZS3) is 2026-11-05.
Does FinecoBank SpA(STU:ZS3) pay dividends? If so, how much?
The Dividend Yield %  of FinecoBank SpA(STU:ZS3) is 3.24% (As of Today), Highest Dividend Payout Ratio of FinecoBank SpA(STU:ZS3) was 0.85. The lowest was 0.49. And the median was 0.7. The  Forward Dividend Yield % of FinecoBank SpA(STU:ZS3) is 3.24%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on FinecoBank SpA
No articles.
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