Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. Most of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.28
Equity-to-Asset	0.28
Debt-to-Equity	0.36
Debt-to-EBITDA	2.5
Interest Coverage	7.69
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.58	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	14
	3-Year EBITDA Growth Rate	35.4
	3-Year EPS without NRI Growth Rate	34.1
	3-Year FCF Growth Rate	30.1
	3-Year Book Growth Rate	14.2
	Future 3-5Y Total Revenue Growth Rate	6.24

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	34.64
	9-Day RSI	47.55
	14-Day RSI	52.86
	6-1 Month Momentum %	-8.1
	12-1 Month Momentum %	-5.01

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	6.5
	3-Year Dividend Growth Rate	9.6
	Forward Dividend Yield %	6.5
	5-Year Yield-on-Cost %	9.82
	3-Year Average Share Buyback Ratio	-7
	Shareholder Yield %	2.71

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	4.74
	ROE %	7.27
	ROA %	1.9
	ROIC %	2.36
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	36.09
	PE Ratio without NRI	38.19
	Shiller PE Ratio	26.85
	Price-to-Owner-Earnings	29.78
	PEG Ratio	1.6
	PS Ratio	1.6
	PB Ratio	2.76
	Price-to-Free-Cash-Flow	19.39
	Price-to-Operating-Cash-Flow	15.63
	EV-to-EBIT	26.56
	EV-to-EBITDA	19.52
	EV-to-Revenue	1.86
	EV-to-FCF	22.53
	Earnings Yield (Greenblatt) %	3.77
	FCF Yield %	5.1
	Forward Rate of Return (Yacktman) %	26.33

Financials

Annual Quarterly TTM

TSX:IFC.PR.E.PFD's 30-Y Financials

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014

Intact Financial Corp Executives

Details

GF Value

TSX:IFC.PR.E.PFD

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 7 Medium warning signs with IFC.PR.E.PFD. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil C$)
	EPS (TTM) (C$)	0
	Beta	0.43
	Volatility %	14.78
	14-Day RSI	52.86
	14-Day ATR (C$)	0.214246
	20-Day SMA (C$)	19.971
	12-1 Month Momentum %	-5.01
	52-Week Range (C$)	18.5 - 22.3
	Shares Outstanding (Mil)

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Intact Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Intact Financial Corp Stock Events

	Event	Date	Price(C$)
No Event Data

Intact Financial Corp Frequently Asked Questions

What is Intact Financial Corp(TSX:IFC.PR.E.PFD)'s stock price today?

The current price of TSX:IFC.PR.E.PFD is C$20.35. The 52 week high of TSX:IFC.PR.E.PFD is C$22.30 and 52 week low is C$18.50.

When is next earnings date of Intact Financial Corp(TSX:IFC.PR.E.PFD)?

The next earnings date of Intact Financial Corp(TSX:IFC.PR.E.PFD) is .

Does Intact Financial Corp(TSX:IFC.PR.E.PFD) pay dividends? If so, how much?

The Dividend Yield % of Intact Financial Corp(TSX:IFC.PR.E.PFD) is 6.5% (As of Today), Highest Dividend Payout Ratio of Intact Financial Corp(TSX:IFC.PR.E.PFD) was 0.57. The lowest was 0. And the median was 0.42. The Forward Dividend Yield % of Intact Financial Corp(TSX:IFC.PR.E.PFD) is 6.5%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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