Business Description
PROG Holdings Inc
NAICS : 532420
SIC : 7359
ISIN : US74319R1014
Share Class Description:
PRG: Ordinary SharesTotal Employee Number:
1,151Description
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.1 | |||||
Equity-to-Asset | 0.39 | |||||
Debt-to-Equity | 1.1 | |||||
Debt-to-EBITDA | 0.5 | |||||
Interest Coverage | 7.26 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 4.1 | |||||
Beneish M-Score | -1.16 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 5.7 | |||||
3-Year EBITDA Growth Rate | 5.6 | |||||
3-Year EPS without NRI Growth Rate | 9 | |||||
3-Year FCF Growth Rate | 21.2 | |||||
3-Year Book Growth Rate | 16.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 26.08 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 13.94 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.03 | |||||
9-Day RSI | 37.39 | |||||
14-Day RSI | 39.98 | |||||
3-1 Month Momentum % | 14.89 | |||||
6-1 Month Momentum % | 22.95 | |||||
12-1 Month Momentum % | 22.29 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 7.58 | |||||
Quick Ratio | 4.07 | |||||
Cash Ratio | 0.56 | |||||
Days Inventory | 1425.49 | |||||
Days Sales Outstanding | 27.15 | |||||
Days Payable | 71.8 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.39 | |||||
Dividend Payout Ratio | 0.13 | |||||
Forward Dividend Yield % | 1.41 | |||||
5-Year Yield-on-Cost % | 1.39 | |||||
3-Year Average Share Buyback Ratio | 6.3 | |||||
Shareholder Yield % | -7.63 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 94.65 | |||||
Operating Margin % | 14.94 | |||||
Net Margin % | 5.68 | |||||
EBITDA Margin % | 68.99 | |||||
FCF Margin % | 12.34 | |||||
OCF Margin % | 12.9 | |||||
ROE % | 19.83 | |||||
ROA % | 8.43 | |||||
ROIC % | 19.45 | |||||
3-Year ROIIC % | -70.3 | |||||
ROC (Joel Greenblatt) % | 33.78 | |||||
ROCE % | 14.12 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 5 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.85 | |||||
Forward PE Ratio | 7.96 | |||||
PE Ratio without NRI | 9.56 | |||||
Shiller PE Ratio | 13.23 | |||||
PEG Ratio | 0.25 | |||||
PS Ratio | 0.63 | |||||
PB Ratio | 1.94 | |||||
Price-to-Tangible-Book | 37.06 | |||||
Price-to-Free-Cash-Flow | 5.01 | |||||
Price-to-Operating-Cash-Flow | 4.8 | |||||
EV-to-EBIT | 10.46 | |||||
EV-to-Forward-EBIT | 48.22 | |||||
EV-to-EBITDA | 1.33 | |||||
EV-to-Revenue | 0.92 | |||||
EV-to-Forward-Revenue | 1.12 | |||||
EV-to-FCF | 7.42 | |||||
Price-to-GF-Value | 0.96 | |||||
Price-to-Projected-FCF | 0.36 | |||||
Price-to-Median-PS-Value | 0.85 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.43 | |||||
Price-to-Graham-Number | 3.96 | |||||
Earnings Yield (Greenblatt) % | 9.56 | |||||
FCF Yield % | 20.37 | |||||
Forward Rate of Return (Yacktman) % | 32.85 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
PROG Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 2,582.861 | ||
| EPS (TTM) ($) | 3.62 | ||
| Beta | 1.6874 | ||
| 3-Year Sharpe Ratio | 0.19 | ||
| 3-Year Sortino Ratio | 0.28 | ||
| Volatility % | 46.96 | ||
| 14-Day RSI | 39.98 | ||
| 14-Day ATR ($) | 1.499031 | ||
| 20-Day SMA ($) | 41.9295 | ||
| 12-1 Month Momentum % | 22.29 | ||
| 52-Week Range ($) | 25.795 - 47.73 | ||
| Shares Outstanding (Mil) | 39.83 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PROG Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PROG Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-02-18 08:30 | In 175 days | ||
| Annual report for 2026 | 2027-02-18 | In 174 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-18 | In 174 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-22 08:30 | In 56 days | ||
| Third quarter earnings results for 2026 | 2026-10-22 | In 55 days | ||
| USD 0.140000 Cash Dividend | 2026-08-18 | 42.16 (-0.71%) | ||
| Second quarter earnings conference call for 2026 | 2026-07-29 08:30 | 45.08 (+2.88%) | ||
| Second quarter earnings results for 2026 | 2026-07-29 | 45.08 (+2.88%) | ||
| USD 0.140000 Cash Dividend | 2026-05-19 | 33.75 (+1.08%) | ||
| General meeting for 2026 | 2026-05-06 08:00 | 35.52 (-1.17%) |
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PROG Holdings Inc Frequently Asked Questions
What is PROG Holdings Inc(PRG)'s stock price today?
The current price of PRG is $39.28. The 52 week high of PRG is $47.73 and 52 week low is $25.80.
When is next earnings date of PROG Holdings Inc(PRG)?
The next earnings date of PROG Holdings Inc(PRG) is 2026-10-22 Est..
Does PROG Holdings Inc(PRG) pay dividends? If so, how much?
The Dividend Yield %  of PROG Holdings Inc(PRG) is 1.39% (As of Today), Highest Dividend Payout Ratio of PROG Holdings Inc(PRG) was 0.15. The lowest was 0.04. And the median was 0.05. The  Forward Dividend Yield % of PROG Holdings Inc(PRG) is 1.41%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NYSE:PRG
Vulcan Value Partners Focus Plus
Bullish
2026 Q2
What the manager wrote
PROG Holdings (Progressive) provides lease-to-own financing to retailers and their non-prime customers. Its acquisition of Purchasing Power closed in the first quarter, which brings another attractive tool to the company’s financing ecosystem. Additionally, the business, especially its buy now, pay later business, Four Technologies, has continued to execute well in a mixed environment.
Vulcan Value Partners
Bullish
2026 Q2
VVP Q2 Letter 06.30.26
What the manager wrote
PROG Holdings (Progressive) provides lease-to-own financing to retailers and their non-prime customers. Its acquisition of Purchasing Power closed in the first quarter, which brings another attractive tool to the company’s financing ecosystem. Additionally, the business, especially its buy now, pay later business, Four Technologies, has continued to execute well in a mixed environment.
Vulcan Value Partners Small Cap
Bullish
2026 Q2
What the manager wrote
PROG Holdings (Progressive) provides lease-to-own financing to retailers and their non-prime customers. Its acquisition of Purchasing Power closed in the first quarter, which brings another attractive tool to the company’s financing ecosystem. Additionally, the business, especially its buy now, pay later business, Four Technologies, has continued to execute well in a mixed environment.
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