PRG (PROG Holdings) EV-to-EBIT: 11.05 (As of Aug. 17, 2026) — 10% Above Median

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PRG PROG Holdings Inc PRG
90 GF Score
Price $42.62
GF Value $40.50
Valuation Fairly Valued
! 7 Warning Signs
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What is PROG Holdings EV-to-EBIT?

PROG Holdings PRG -0.37% 90 EV-to-EBIT is 11.05 as of Aug. 17, 2026, which is 10% above its 10-year median of 10.04. GuruFocus rates PRG with a GF Score™ of 90/100 and a GF Value™ of $40.50 (Fairly Valued). The stock has 7 warning signs investors should review. Among 856 Business Services companies, PROG Holdings ranks worse than 50.12% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PROG Holdings's Enterprise Value is $2,499 Mil. PROG Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $226 Mil. Therefore, PROG Holdings's EV-to-EBIT for today is 11.05.

The historical rank and industry rank for PROG Holdings's EV-to-EBIT or its related term are showing as below:

PRG' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.96   Med: 10.04   Max: 4461.51
Current: 11.05

During the past 13 years, the highest EV-to-EBIT of PROG Holdings was 4461.51. The lowest was 4.96. And the median was 10.04.

PRG's EV-to-EBIT is ranked worse than
50.12% of 856 companies
in the Business Services industry
Industry Median: 11.045 vs PRG: 11.05

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. PROG Holdings's Enterprise Value for the quarter that ended in Jun. 2026 was $2,658 Mil. PROG Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $226 Mil. PROG Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 8.51%.


PROG Holdings  (NYSE:PRG) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

PROG Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=226.252/2658.38591
=8.51 %

PROG Holdings's Enterprise Value for the quarter that ended in Jun. 2026 was $2,658 Mil.
PROG Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $226 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PROG Holdings EV-to-EBIT Related Terms


PROG Holdings EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for PROG Holdings's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PROG Holdings EV-to-EBIT Chart

PROG Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.97 6.91 8.24 11.32 6.83

PROG Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.00 7.09 6.83 9.36 11.75

PRG vs LIME, WLFC, VSTS: EV-to-EBIT Comparison

For the Rental & Leasing Services subindustry, PROG Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PROG Holdings EV-to-EBIT vs Business Services Industry

For the Business Services industry and Industrials sector, PROG Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PROG Holdings's EV-to-EBIT falls into.


PRG
90GF Score
PROG Holdings Inc PRG
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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PROG Holdings EV-to-EBIT Calculation

PROG Holdings's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=2499.487/226.252
=11.05

PROG Holdings's current Enterprise Value is $2,499 Mil.
PROG Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $226 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 11.05 mean?
PROG Holdings (PRG) has a EV-to-EBIT of 11.05 as of Aug. 17, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PROG Holdings and its competitors. This is 10% above median its historical median of 10.04. Over the past decade, PROG Holdings' EV-to-EBIT has ranged from 4.96 to 4,461.51. According to the industry distribution chart, PROG Holdings ranks #429 out of 856 companies in the Business Services industry, placing it in the top 50.1%.
Is PROG Holdings' EV-to-EBIT too high?
PROG Holdings' current EV-to-EBIT of 11.05 is 10% above median its 10-year median of 10.04. Over the past 10 years, this metric has ranged from a low of 4.96 to a high of 4,461.51. The Business Services industry median EV-to-EBIT is 11.05. PROG Holdings' value of 11.05 is 0% above this industry median. Based on the distribution chart, PROG Holdings ranks #429 out of 856 companies in the Business Services industry, which is below the industry midpoint. Overall, PROG Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' EV-to-EBIT compare to LIME and WLFC?
According to the Business Services industry distribution chart, PROG Holdings ranks #429 out of 856 companies for EV-to-EBIT. This places PROG Holdings in the lower half of its industry. The industry median EV-to-EBIT is 11.05. PROG Holdings' value of 11.05 is 0% above this benchmark. Historically, PROG Holdings' own EV-to-EBIT has ranged from 4.96 to 4,461.51 over the past decade. While the company's 10-year median is 10.04 vs. the industry median of 11.05, PROG Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Business Services company?
The median EV-to-EBIT among Business Services companies is 11.05, based on 856 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PROG Holdings's current EV-to-EBIT of 11.05 is 0% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PROG Holdings and its competitors. For the Business Services industry, the median EV-to-EBIT is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PROG Holdings's current EV-to-EBIT is 11.05, which is 10% above median its own 10-year median of 10.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (PRG) is currently considered Fairly Valued. The stock's GF Value™ is $40.50, compared to a current price of $42.62 — trading 5.2% above its estimated fair value. The current EV-to-EBIT is 11.05, which is 10% above median its 10-year median of 10.04 and 0% above the Business Services industry median of 11.05. PROG Holdings' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PROG Holdings (PRG), the current EV-to-EBIT is 11.05 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PROG Holdings (PRG) Overvalued in 2026?

Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued. The current stock price of $42.62 is trading 5.2% above its estimated GF Value™ of $40.50. GuruFocus considers PROG Holdings to be Fairly Valued.

Key valuation signals for PRG:

  • EV-to-EBIT: 11.05 (10% above median its 10-year median of 10.04)
  • GF Value™: $40.50 vs. price of $42.62 (5.2% above fair value)
  • GF Score™: 90/100 with 7 warning signs
  • Industry Position: 0% above the Business Services median (#429 of 856)

No single metric tells the full story. See the PRG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PROG Holdings Business Description

Other Exchanges AZD:Germany
Address 256 West Data Drive, Draper, UT, USA, 84020-2315
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
90GF Score

Get the complete analysis for PRG

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.62
Price
$40.50
GF Value