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PROG HoldingsPRG -0.37%90 EV-to-EBITDA is 1.40 as of Aug. 17, 2026, which is 2% above its 10-year median of 1.37. GuruFocus rates PRG with a GF Score™ of 90/100 and a GF Value™ of $40.54 (Fairly Valued). The stock has 7 warning signs investors should review. Among 903 Business Services companies, PROG Holdings ranks better than 93.36% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PROG Holdings's enterprise value is $2,499 Mil.
PROG Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $1,782 Mil. Therefore, PROG Holdings's EV-to-EBITDA for today is 1.40.
The historical rank and industry rank for PROG Holdings's EV-to-EBITDA or its related term are showing as below:
PRG'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.3 Med: 1.37 Max: 35.76
Current: 1.4
During the past 13 years, the highest EV-to-EBITDA of PROG Holdings was 35.76. The lowest was 0.30. And the median was 1.37.
PRG's EV-to-EBITDA is ranked better than 93.36% of 903
companies
in the Business Services industry
Industry Median: 7.67
vs PRG: 1.40
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PROG Holdings's PE Ratio (TTM) for today is calculated as:
PROG Holdings's share price for today is $42.62.
PROG Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.620.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for PROG Holdings's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Rental & Leasing Services subindustry, PROG Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PROG Holdings EV-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, PROG Holdings's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PROG Holdings's EV-to-EBITDA falls into.
PROG Holdings's current Enterprise Value is $2,499 Mil.
PROG Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,782 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PROG Holdings (PRG) has a EV-to-EBITDA of 1.40 as of Aug. 17, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PROG Holdings. This is near median its historical median of 1.37. Over the past decade, PROG Holdings' EV-to-EBITDA has ranged from 0.30 to 35.76. According to the industry distribution chart, PROG Holdings ranks #60 out of 903 companies in the Business Services industry, placing it in the top 6.6%.
Is PROG Holdings' EV-to-EBITDA too high?
PROG Holdings' current EV-to-EBITDA of 1.40 is near median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 35.76. The Business Services industry median EV-to-EBITDA is 7.67. PROG Holdings' value of 1.40 is 81.7% below this industry median. Based on the distribution chart, PROG Holdings ranks #60 out of 903 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, PROG Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' EV-to-EBITDA compare to LIME and WLFC?
According to the Business Services industry distribution chart, PROG Holdings ranks #60 out of 903 companies for EV-to-EBITDA. This places PROG Holdings in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 7.67. PROG Holdings' value of 1.40 is 81.7% below this benchmark. Historically, PROG Holdings' own EV-to-EBITDA has ranged from 0.30 to 35.76 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 7.67, PROG Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Business Services company?
The median EV-to-EBITDA among Business Services companies is 7.67, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PROG Holdings's current EV-to-EBITDA of 1.40 is 81.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PROG Holdings. For the Business Services industry, the median EV-to-EBITDA is 7.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PROG Holdings's current EV-to-EBITDA is 1.40, which is near median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (PRG) is currently considered Fairly Valued. The stock's GF Value™ is $40.54, compared to a current price of $42.62 — trading 5.1% above its estimated fair value. The current EV-to-EBITDA is 1.40, which is near median its 10-year median of 1.37 and 81.7% below the Business Services industry median of 7.67. PROG Holdings' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PROG Holdings (PRG), the current EV-to-EBITDA is 1.40 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PROG Holdings (PRG) Overvalued in 2026?
Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued.
The current stock price of $42.62 is trading 5.1% above its estimated GF Value™ of $40.54.
GuruFocus considers PROG Holdings to be Fairly Valued.
Key valuation signals for PRG:
EV-to-EBITDA: 1.40 (near median its 10-year median of 1.37)
GF Value™: $40.54 vs. price of $42.62 (5.1% above fair value)
Industry Position: 81.7% below the Business Services median (#60 of 903)
No single metric tells the full story. See the PRG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
90GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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