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PROG HoldingsPRG -0.37%90 3-Year EBITDA Growth Rate is 5.60% as of Jun. 2026, which is 67% below its 10-year median of 16.80. GuruFocus rates PRG with a GF Score™ of 90/100 and a GF Value™ of $40.54 (Fairly Valued). The stock has 7 warning signs investors should review. Among 864 Business Services companies, PROG Holdings ranks worse than 57.52% on this metric.
During the past 12 months, PROG Holdings's average EBITDA Per Share Growth Rate was -2.70% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 5.60% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 38.50% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 11.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of PROG Holdings was 168.10% per year. The lowest was -55.00% per year. And the median was 16.80% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
PROG Holdings 3-Year EBITDA Growth Rate Related Terms
PRG vs LIME, WLFC, VSTS: 3-Year EBITDA Growth Rate Comparison
For the Rental & Leasing Services subindustry, PROG Holdings's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PROG Holdings 3-Year EBITDA Growth Rate vs Business Services Industry
For the Business Services industry and Industrials sector, PROG Holdings's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PROG Holdings's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 5.60% mean?
PROG Holdings (PRG) has a 3-Year EBITDA Growth Rate of 5.60% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PROG Holdings and its competitors. This is 67% below median its historical median of 16.80. According to the industry distribution chart, PROG Holdings ranks #497 out of 864 companies in the Business Services industry, placing it in the top 57.5%.
Is PROG Holdings' 3-Year EBITDA Growth Rate too high?
PROG Holdings' current 3-Year EBITDA Growth Rate of 5.60% is 67% below median its 10-year median of 16.80. The Business Services industry median 3-Year EBITDA Growth Rate is 8.10. PROG Holdings' value of 5.60% is 30.9% below this industry median. Based on the distribution chart, PROG Holdings ranks #497 out of 864 companies in the Business Services industry, which is below the industry midpoint. Overall, PROG Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' 3-Year EBITDA Growth Rate compare to LIME and WLFC?
According to the Business Services industry distribution chart, PROG Holdings ranks #497 out of 864 companies for 3-Year EBITDA Growth Rate. This places PROG Holdings in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 8.10. PROG Holdings' value of 5.60% is 30.9% below this benchmark. While the company's 10-year median is 16.80 vs. the industry median of 8.10, PROG Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Business Services company?
The median 3-Year EBITDA Growth Rate among Business Services companies is 8.10, based on 864 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PROG Holdings's current 3-Year EBITDA Growth Rate of 5.60% is 30.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PROG Holdings and its competitors. For the Business Services industry, the median 3-Year EBITDA Growth Rate is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PROG Holdings's current 3-Year EBITDA Growth Rate is 5.60%, which is 67% below median its own 10-year median of 16.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (PRG) is currently considered Fairly Valued. The stock's GF Value™ is $40.54, compared to a current price of $42.62 — trading 5.1% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 5.60%, which is 67% below median its 10-year median of 16.80 and 30.9% below the Business Services industry median of 8.10. PROG Holdings' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For PROG Holdings (PRG), the current 3-Year EBITDA Growth Rate is 5.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PROG Holdings (PRG) Overvalued in 2026?
Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued.
The current stock price of $42.62 is trading 5.1% above its estimated GF Value™ of $40.54.
GuruFocus considers PROG Holdings to be Fairly Valued.
Key valuation signals for PRG:
3-Year EBITDA Growth Rate: 5.60% (67% below median its 10-year median of 16.80)
GF Value™: $40.54 vs. price of $42.62 (5.1% above fair value)
Industry Position: 30.9% below the Business Services median (#497 of 864)
No single metric tells the full story. See the PRG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
90GF Score
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