Business Description
CAL Bank Ltd
ISIN : GH0000000649
Total Employee Number:
990Compare
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Traded in other countries / regions
CAL.Ghana IPO Date
2004-11-05Description
CAL Bank Ltd is mainly engaged in providing banking solutions in Ghana. Its reportable segments are: Corporate Banking, Consumer & Commercial Banking, Treasury, and Asset Management. Maximum revenue is derived from the Treasury segment, which undertakes the Bank's funding and centralised risk management activities. The Corporate Banking segment offers loans, deposits, and other services to corporate clients, institutional clients, and public sector entities; the Consumer & Commercial Banking segment provides traditional banking and other financial services such as funds transfer, standing orders, and ATM card service to small and medium enterprises, and individual customers; and the Asset Management segment offers asset and portfolio management and investment advisory services.
Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.25 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.58 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.12 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year FCF Growth Rate | 57 | |||||
3-Year Book Growth Rate | 3.8 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 57.47 | |||||
9-Day RSI | 60.1 | |||||
14-Day RSI | 56.64 | |||||
3-1 Month Momentum % | 2.82 | |||||
6-1 Month Momentum % | 21.67 | |||||
12-1 Month Momentum % | 156.68 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -38.5 | |||||
Shareholder Yield % | 13.82 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 36.31 | |||||
FCF Margin % | 294.76 | |||||
OCF Margin % | 295.41 | |||||
ROE % | 41.57 | |||||
ROA % | 3.2 | |||||
Years of Profitability over Past 10-Year | 8 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 3.84 | |||||
Forward PE Ratio | 6.75 | |||||
PE Ratio without NRI | 3.84 | |||||
Shiller PE Ratio | 7.3 | |||||
Price-to-Owner-Earnings | 1.21 | |||||
PS Ratio | 1.66 | |||||
PB Ratio | 2.03 | |||||
Price-to-Tangible-Book | 2.13 | |||||
Price-to-Free-Cash-Flow | 0.69 | |||||
Price-to-Operating-Cash-Flow | 0.69 | |||||
EV-to-Revenue | 2.13 | |||||
EV-to-Forward-Revenue | 1.64 | |||||
EV-to-FCF | 0.72 | |||||
Price-to-Projected-FCF | 0.21 | |||||
Price-to-Graham-Number | 0.6 | |||||
FCF Yield % | 89.04 | |||||
Forward Rate of Return (Yacktman) % | 91.22 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
CAL Bank Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil GHS) | 1,035.732 | ||
| EPS (TTM) (GHS) | 0.211 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.85 | ||
| 3-Year Sortino Ratio | 2.09 | ||
| Volatility % | 104.9 | ||
| 14-Day RSI | 56.64 | ||
| 14-Day ATR (GHS) | 0.013366 | ||
| 20-Day SMA (GHS) | 0.791 | ||
| 12-1 Month Momentum % | 156.68 | ||
| 52-Week Range (GHS) | 0.258548 - 0.95 | ||
| Shares Outstanding (Mil) | 4,232.86 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
CAL Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
CAL Bank Ltd Stock Events
| Event | Date | Price (GHS) | ||
|---|---|---|---|---|
| 1.14286:1 Stock Split | 2018-06-04 | 0.50 (+0.00%) |
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CAL Bank Ltd Frequently Asked Questions
What is CAL Bank Ltd(XGHA:CAL)'s stock price today?
The current price of XGHA:CAL is GHS0.81. The 52 week high of XGHA:CAL is GHS0.95 and 52 week low is GHS0.26.
When is next earnings date of CAL Bank Ltd(XGHA:CAL)?
The next earnings date of CAL Bank Ltd(XGHA:CAL) is .
Does CAL Bank Ltd(XGHA:CAL) pay dividends? If so, how much?
CAL Bank Ltd(XGHA:CAL) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on CAL Bank Ltd
No articles.
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