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CAL Bank (XGHA:CAL) Price-to-Owner-Earnings : (As of May. 23, 2025)


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What is CAL Bank Price-to-Owner-Earnings?

As of today (2025-05-23), CAL Bank's share price is GHS0.62. CAL Bank does not have enough data to calculate Owner Earnings per Share (TTM), so as pPrice-to-Owner-Earnings.


The historical rank and industry rank for CAL Bank's Price-to-Owner-Earnings or its related term are showing as below:

During the past 13 years, the highest Price-to-Owner-Earnings of CAL Bank was 17.09. The lowest was 0.19. And the median was 1.47.


XGHA:CAL's Price-to-Owner-Earnings is not ranked *
in the Banks industry.
Industry Median: 9
* Ranked among companies with meaningful Price-to-Owner-Earnings only.

As of today (2025-05-23), CAL Bank's share price is GHS0.62. CAL Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was GHS-0.44. Therefore, CAL Bank's PE Ratio (TTM) for today is At Loss.

As of today (2025-05-23), CAL Bank's share price is GHS0.62. CAL Bank's EPS without NRI for the trailing twelve months (TTM) ended in was GHS-0.44. Therefore, CAL Bank's PE Ratio without NRI for today is At Loss.

During the past 13 years, CAL Bank's highest PE Ratio without NRI was 61.16. The lowest was 0.00. And the median was 3.22.


CAL Bank Price-to-Owner-Earnings Historical Data

The historical data trend for CAL Bank's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CAL Bank Price-to-Owner-Earnings Chart

CAL Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.65 0.32 0.25 - -

CAL Bank Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Price-to-Owner-Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 - - - -

Competitive Comparison of CAL Bank's Price-to-Owner-Earnings

For the Banks - Regional subindustry, CAL Bank's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CAL Bank's Price-to-Owner-Earnings Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CAL Bank's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where CAL Bank's Price-to-Owner-Earnings falls into.


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CAL Bank Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

CAL Bank's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=0.62/-0.26
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CAL Bank  (XGHA:CAL) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


CAL Bank Price-to-Owner-Earnings Related Terms

Thank you for viewing the detailed overview of CAL Bank's Price-to-Owner-Earnings provided by GuruFocus.com. Please click on the following links to see related term pages.


CAL Bank Business Description

Traded in Other Exchanges
N/A
Address
23 Independence Avenue, P.O. Box 14596, Accra, GHA
CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority revenue is generated from Retail & business banking.