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CAL BankXGHA:CAL 1 FCF Yield % is 78.26 as of Aug. 05, 2026, which is 45% below its 10-year median of 141.61. GuruFocus rates XGHA:CAL with a GF Score™ of 1/100. The stock has 5 warning signs investors should review. Among 1,501 Banks companies, CAL Bank ranks better than 92.47% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, CAL Bank's Trailing 12-Month Free Cash Flow is GHS2,617 Mil, and Market Cap is GHS3,344 Mil. Therefore, CAL Bank's FCF Yield % for today is 78.26%.
The historical rank and industry rank for CAL Bank's FCF Yield % or its related term are showing as below:
XGHA:CAL'
s FCF Yield % Range Over the Past 10 Years
Min: -89.98 Med: 141.61 Max: 1356.07
Current: 78.26
During the past 13 years, the highest FCF Yield % of CAL Bank was 1356.07%. The lowest was -89.98%. And the median was 141.61%.
XGHA:CAL's FCF Yield % is ranked better than 92.47% of 1501
companies
in the Banks industry
Industry Median: 7.9
vs XGHA:CAL: 78.26
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
CAL Bank FCF Yield % Related Terms
CAL Bank FCF Yield % Historical Data
* Premium members only.
The historical data trend for CAL Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CAL Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CAL Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, CAL Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where CAL Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAL Bank (XGHA:CAL) has a FCF Yield % of 78.26 as of Aug. 05, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CAL Bank and its competitors. This is 45% below median its historical median of 141.61. According to the industry distribution chart, CAL Bank ranks #113 out of 1501 companies in the Banks industry, placing it in the top 7.5%.
Is CAL Bank's FCF Yield % too high?
CAL Bank's current FCF Yield % of 78.26 is 45% below median its 10-year median of 141.61. The Banks industry median FCF Yield % is 7.90. CAL Bank's value of 78.26 is 890.6% above this industry median. Based on the distribution chart, CAL Bank ranks #113 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CAL Bank has a GF Score™ of 1/100, reflecting its overall financial health beyond just this single metric.
How does CAL Bank's FCF Yield % compare to PNC?
According to the Banks industry distribution chart, CAL Bank ranks #113 out of 1501 companies for FCF Yield %. This places CAL Bank in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.90. CAL Bank's value of 78.26 is 890.6% above this benchmark. While the company's 10-year median is 141.61 vs. the industry median of 7.90, CAL Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.90, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAL Bank's current FCF Yield % of 78.26 is 890.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CAL Bank and its competitors. For the Banks industry, the median FCF Yield % is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAL Bank's current FCF Yield % is 78.26, which is 45% below median its own 10-year median of 141.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAL Bank stock overvalued right now?
CAL Bank (XGHA:CAL) has a current FCF Yield % of 78.26. The current FCF Yield % is 78.26, which is 45% below median its 10-year median of 141.61 and 890.6% above the Banks industry median of 7.90. CAL Bank's overall GF Score™ is 1/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CAL Bank (XGHA:CAL), the current FCF Yield % is 78.26 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CAL Bank Ltd is mainly engaged in providing banking solutions in Ghana. Its reportable segments are: Corporate Banking, Consumer & Commercial Banking, Treasury, and Asset Management. Maximum revenue is derived from the Treasury segment, which undertakes the Bank's funding and centralised risk management activities. The Corporate Banking segment offers loans, deposits, and other services to corporate clients, institutional clients, and public sector entities; the Consumer & Commercial Banking segment provides traditional banking and other financial services such as funds transfer, standing orders, and ATM card service to small and medium enterprises, and individual customers; and the Asset Management segment offers asset and portfolio management and investment advisory services.
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