CAL Bank (XGHA:CAL) Equity-to-Asset : -0.01 (As of Dec. 2023)

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What is CAL Bank Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. CAL Bank's Total Stockholders Equity for the quarter that ended in Dec. 2023 was GHS-141.0 Mil. CAL Bank's Total Assets for the quarter that ended in Dec. 2023 was GHS9,899.8 Mil. Therefore, CAL Bank's Equity to Asset Ratio for the quarter that ended in Dec. 2023 was -0.01.

The historical rank and industry rank for CAL Bank's Equity-to-Asset or its related term are showing as below:

XGHA:CAL' s Equity-to-Asset Range Over the Past 10 Years
Min: -0.01 Med: 0.14 Max: 0.16
Current: -0.01

During the past 13 years, the highest Equity to Asset Ratio of CAL Bank was 0.16. The lowest was -0.01. And the median was 0.14.

XGHA:CAL's Equity-to-Asset is ranked worse than
99.73% of 1474 companies
in the Banks industry
Industry Median: 0.09 vs XGHA:CAL: -0.01

CAL Bank Equity-to-Asset Historical Data

The historical data trend for CAL Bank's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CAL Bank Equity-to-Asset Chart

CAL Bank Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Equity-to-Asset

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0.14

0.13

0.06

-0.01

CAL Bank Semi-Annual Data
	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Equity-to-Asset	Get a 7-Day Free Trial															0.13	0.14	0.06	0.07	-0.01

Competitive Comparison of CAL Bank's Equity-to-Asset

For the Banks - Regional subindustry, CAL Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CAL Bank's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CAL Bank's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where CAL Bank's Equity-to-Asset falls into.

CAL Bank Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

CAL Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )	=	Total Stockholders Equity	/	Total Assets
	=	-141.002	/	9899.846
	=	-0.01

CAL Bank's Equity to Asset Ratio for the quarter that ended in Dec. 2023 is calculated as

Equity to Asset (Q: Dec. 2023 )	=	Total Stockholders Equity	/	Total Assets
	=	-141.002	/	9899.846
	=	-0.01

CAL Bank (XGHA:CAL) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

CAL Bank Equity-to-Asset Related Terms

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CAL Bank (XGHA:CAL) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CAL Bank Ltd (XGHA:CAL) » Definitions » Equity-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

23 Independence Avenue, P.O. Box 14596, Accra, GHA

Website

https://www.calbank.net

CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority is from Retail & business banking. The key revenue is from Greater Accra.