Business Description
Paymentus Holdings Inc
NAICS : 541519
SIC : 7372
ISIN : US70439P1084
Share Class Description:
PAY: Class ATotal Employee Number:
1,340Description
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
Financial Strength
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 51.13 | |||||
Equity-to-Asset | 0.84 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | 0.05 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 23.92 | |||||
Beneish M-Score | -2.79 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 31.6 | |||||
3-Year EBITDA Growth Rate | 73.5 | |||||
3-Year EPS without NRI Growth Rate | 111.3 | |||||
3-Year Book Growth Rate | 11.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 24.88 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 18.57 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 83.05 | |||||
9-Day RSI | 78.73 | |||||
14-Day RSI | 74.82 | |||||
3-1 Month Momentum % | -15.51 | |||||
6-1 Month Momentum % | -20.41 | |||||
12-1 Month Momentum % | -18.13 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.41 | |||||
Quick Ratio | 4.41 | |||||
Cash Ratio | 3.16 | |||||
Days Sales Outstanding | 29.72 | |||||
Days Payable | 23.47 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.6 | |||||
Shareholder Yield % | 0.04 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 24.74 | |||||
Operating Margin % | 6.75 | |||||
Net Margin % | 5.78 | |||||
EBITDA Margin % | 9.89 | |||||
FCF Margin % | 8.19 | |||||
OCF Margin % | 11.11 | |||||
ROE % | 13.71 | |||||
ROA % | 11.52 | |||||
ROIC % | 25.16 | |||||
3-Year ROIIC % | -368.16 | |||||
ROC (Joel Greenblatt) % | 231.21 | |||||
ROCE % | 15.74 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 59.89 | |||||
Forward PE Ratio | 41.38 | |||||
PE Ratio without NRI | 45.52 | |||||
Price-to-Owner-Earnings | 54.36 | |||||
PEG Ratio | 1.21 | |||||
PS Ratio | 3.44 | |||||
PB Ratio | 7.36 | |||||
Price-to-Tangible-Book | 11.65 | |||||
Price-to-Free-Cash-Flow | 42.12 | |||||
Price-to-Operating-Cash-Flow | 31.08 | |||||
EV-to-EBIT | 45.86 | |||||
EV-to-EBITDA | 31.29 | |||||
EV-to-Revenue | 3.1 | |||||
EV-to-FCF | 37.79 | |||||
Price-to-GF-Value | 0.87 | |||||
Price-to-Projected-FCF | 4.5 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.82 | |||||
Price-to-Graham-Number | 4.85 | |||||
| Price-to-Net-Current-Asset-Value | 12.02 | |||||
| Price-to-Net-Cash | 19.18 | |||||
Earnings Yield (Greenblatt) % | 2.18 | |||||
FCF Yield % | 2.44 | |||||
Forward Rate of Return (Yacktman) % | 20.92 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Paymentus Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,279.713 | ||
| EPS (TTM) ($) | 0.57 | ||
| Beta | 0.536 | ||
| 3-Year Sharpe Ratio | 0.64 | ||
| 3-Year Sortino Ratio | 1.39 | ||
| Volatility % | 61.97 | ||
| 14-Day RSI | 74.82 | ||
| 14-Day ATR ($) | 1.217584 | ||
| 20-Day SMA ($) | 28.2455 | ||
| 12-1 Month Momentum % | -18.13 | ||
| 52-Week Range ($) | 20.11 - 39.38 | ||
| Shares Outstanding (Mil) | 125.79 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Paymentus Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Paymentus Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-03 17:00 | In 99 days | ||
| Third quarter earnings results for 2026 | 2026-11-03 | In 98 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-03 17:00 | In 7 days | ||
| Second quarter earnings results for 2026 | 2026-08-03 | In 6 days | ||
| General meeting for 2026 | 2026-06-05 13:00 | 21.17 (-1.40%) | ||
| Baird Global Consumer, Technology & Services Conference | 2026-06-02 | 24.26 (+2.23%) | ||
| Guidance call for 2026 | 2026-05-18 11:45 | 24.28 (-2.57%) | ||
| First quarter earnings conference call for 2026 | 2026-05-04 17:00 | 27.76 (-2.18%) | ||
| First quarter earnings results for 2026 | 2026-05-04 | 27.76 (-2.18%) | ||
| Guidance call for 2026 | 2026-03-11 15:40 | 26.02 (+0.77%) |
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Paymentus Holdings Inc Frequently Asked Questions
What is Paymentus Holdings Inc(PAY)'s stock price today?
The current price of PAY is $34.14. The 52 week high of PAY is $39.38 and 52 week low is $20.11.
When is next earnings date of Paymentus Holdings Inc(PAY)?
The next earnings date of Paymentus Holdings Inc(PAY) is 2026-08-03.
Does Paymentus Holdings Inc(PAY) pay dividends? If so, how much?
Paymentus Holdings Inc(PAY) does not pay dividend.
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