Paymentus HoldingsPAY -1.55%80 EBITDA Margin % is 10.17% as of Mar. 2026, which is 16% above its 10-year median of 8.78. GuruFocus rates PAY with a GF Score™ of 80/100 and a GF Value™ of $38.75 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,818 Software companies, Paymentus Holdings ranks better than 55.11% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Paymentus Holdings's EBITDA for the
three
months ended in Mar. 2026 was $36 Mil. Paymentus Holdings's Revenue for the
three
months ended in Mar. 2026 was $358 Mil. Therefore, Paymentus Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 10.17%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Paymentus Holdings EBITDA Margin % Related Terms
Paymentus Holdings EBITDA Margin % Historical Data
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The historical data trend for Paymentus Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Paymentus Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paymentus Holdings EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, Paymentus Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Paymentus Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paymentus Holdings (PAY) has a EBITDA Margin % of 10.17% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Paymentus Holdings and its competitors. This is 16% above median its historical median of 8.78. Over the past decade, Paymentus Holdings' EBITDA Margin % has ranged from 4.24 to 10.34. According to the industry distribution chart, Paymentus Holdings ranks #1265 out of 2818 companies in the Software industry, placing it in the top 44.9%.
Is Paymentus Holdings' EBITDA Margin % too high?
Paymentus Holdings' current EBITDA Margin % of 10.17% is 16% above median its 10-year median of 8.78. Over the past 10 years, this metric has ranged from a low of 4.24 to a high of 10.34. The Software industry median EBITDA Margin % is 8.07. Paymentus Holdings' value of 10.17% is 26% above this industry median. Based on the distribution chart, Paymentus Holdings ranks #1265 out of 2818 companies in the Software industry, which is above the industry midpoint. Overall, Paymentus Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' EBITDA Margin % compare to NTCT and NN?
According to the Software industry distribution chart, Paymentus Holdings ranks #1265 out of 2818 companies for EBITDA Margin %. This puts Paymentus Holdings in the upper half of its industry. The industry median EBITDA Margin % is 8.07. Paymentus Holdings' value of 10.17% is 26% above this benchmark. Historically, Paymentus Holdings' own EBITDA Margin % has ranged from 4.24 to 10.34 over the past decade. While the company's 10-year median is 8.78 vs. the industry median of 8.07, Paymentus Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paymentus Holdings's current EBITDA Margin % of 10.17% is 26% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Paymentus Holdings and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paymentus Holdings's current EBITDA Margin % is 10.17%, which is 16% above median its own 10-year median of 8.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.75, compared to a current price of $21.39 — trading 44.8% below its estimated fair value. The current EBITDA Margin % is 10.17%, which is 16% above median its 10-year median of 8.78 and 26% above the Software industry median of 8.07. Paymentus Holdings' overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current EBITDA Margin % is 10.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paymentus Holdings (PAY) Overvalued in 2026?
Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued.
The current stock price of $21.39 is trading 44.8% below its estimated GF Value™ of $38.75.
GuruFocus considers Paymentus Holdings to be Significantly Undervalued.
Key valuation signals for PAY:
EBITDA Margin %: 10.17% (16% above median its 10-year median of 8.78)
GF Value™: $38.75 vs. price of $21.39 (44.8% below fair value)
Industry Position: 26% above the Software median (#1265 of 2818)
No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
80GF Score
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