Paymentus HoldingsPAY +10.16%80 Days Payable is 23.04 as of Mar. 2026, which is 6% below its 10-year median of 24.50. GuruFocus rates PAY with a GF Score™ of 80/100 and a GF Value™ of $38.77 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,601 Software companies, Paymentus Holdings ranks worse than 75.97% on this metric.
The historical rank and industry rank for Paymentus Holdings's Days Payable or its related term are showing as below:
PAY'
s Days Payable Range Over the Past 10 Years
Min: 4.92 Med: 24.5 Max: 28.36
Current: 23.47
During the past 7 years, Paymentus Holdings's highest Days Payable was 28.36. The lowest was 4.92. And the median was 24.50.
PAY's Days Payable is ranked worse than 75.97% of 2601
companies
in the Software industry
Industry Median: 54.04
vs PAY: 23.47
Paymentus Holdings's Days Payable
increased
from Mar. 2025 (23.02) to Mar. 2026 (23.04).
It may suggest that Paymentus Holdingsdelayed paying its suppliers.
Paymentus Holdings Days Payable Related Terms
Paymentus Holdings Days Payable Historical Data
* Premium members only.
The historical data trend for Paymentus Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Paymentus Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paymentus Holdings Days Payable vs Software Industry
For the Software industry and Technology sector, Paymentus Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Paymentus Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Paymentus Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paymentus Holdings (PAY) has a Days Payable of 23.04 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Paymentus Holdings and its competitors. This is near median its historical median of 24.50. Over the past decade, Paymentus Holdings' Days Payable has ranged from 4.92 to 28.36. According to the industry distribution chart, Paymentus Holdings ranks #1976 out of 2601 companies in the Software industry, placing it in the top 76%.
Is Paymentus Holdings' Days Payable too high?
Paymentus Holdings' current Days Payable of 23.04 is near median its 10-year median of 24.50. Over the past 10 years, this metric has ranged from a low of 4.92 to a high of 28.36. The Software industry median Days Payable is 54.04. Paymentus Holdings' value of 23.04 is 57.4% below this industry median. Based on the distribution chart, Paymentus Holdings ranks #1976 out of 2601 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Paymentus Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' Days Payable compare to NTCT and NN?
According to the Software industry distribution chart, Paymentus Holdings ranks #1976 out of 2601 companies for Days Payable. This places Paymentus Holdings in the lower half of its industry. The industry median Days Payable is 54.04. Paymentus Holdings' value of 23.04 is 57.4% below this benchmark. Historically, Paymentus Holdings' own Days Payable has ranged from 4.92 to 28.36 over the past decade. While the company's 10-year median is 24.50 vs. the industry median of 54.04, Paymentus Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.04, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paymentus Holdings's current Days Payable of 23.04 is 57.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Paymentus Holdings and its competitors. For the Software industry, the median Days Payable is 54.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paymentus Holdings's current Days Payable is 23.04, which is near median its own 10-year median of 24.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.77, compared to a current price of $23.43 — trading 39.6% below its estimated fair value. The current Days Payable is 23.04, which is near median its 10-year median of 24.50 and 57.4% below the Software industry median of 54.04. Paymentus Holdings' overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current Days Payable is 23.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paymentus Holdings (PAY) Overvalued in 2026?
Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued.
The current stock price of $23.43 is trading 39.6% below its estimated GF Value™ of $38.77.
GuruFocus considers Paymentus Holdings to be Significantly Undervalued.
Key valuation signals for PAY:
Days Payable: 23.04 (near median its 10-year median of 24.50)
GF Value™: $38.77 vs. price of $23.43 (39.6% below fair value)
Industry Position: 57.4% below the Software median (#1976 of 2601)
No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
80GF Score
Get the complete analysis for PAY
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PAY has been successfully added to your 
