PAY (Paymentus Holdings) ROCE %: 18.30% (As of Mar. 2026)

What is Paymentus Holdings ROCE %?

Paymentus Holdings PAY -1.01% 80 ROCE % is 18.30% as of Mar. 2026. GuruFocus rates PAY with a GF Score™ of 80/100 and a GF Value™ of $38.75 (Significantly Undervalued). The stock has 1 warning sign investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Paymentus Holdings's annualized ROCE % for the quarter that ended in Mar. 2026 was 18.30%.

Paymentus Holdings (NYSE:PAY) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Paymentus Holdings ROCE % Related Terms

Paymentus Holdings ROCE % Historical Data

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The historical data trend for Paymentus Holdings's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paymentus Holdings ROCE % Chart

Paymentus Holdings Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

ROCE %

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4.21

-0.74

4.25

9.58

14.20

Paymentus Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROCE %	Get a 7-Day Free Trial															12.49	12.30	14.78	17.23	18.30

80GF Score

Paymentus Holdings Inc PAY

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Paymentus Holdings ROCE % Calculation

Paymentus Holdings's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Dec. 2025 )		(A: Dec. 2024 )		(A: Dec. 2025 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Dec. 2025 )		(A: Dec. 2024 )		(A: Dec. 2025 )
	=	75.54	/	( ( (576.247 - 81.55)	+	(667.885 - 98.849) )	/ 2 )
	=	75.54	/	( (494.697	+	569.036)	/ 2 )
	=	75.54	/	531.8665
	=	14.20 %

Paymentus Holdings's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	106.208	/	( ( (667.885 - 98.849)	+	(698.604 - 107.079) )	/ 2 )
	=	106.208	/	( ( 569.036	+	591.525 )	/ 2 )
	=	106.208	/	580.2805
	=	18.30 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 18.30% mean?

Paymentus Holdings (PAY) has a ROCE % of 18.30% as of Mar. 2026.

Is Paymentus Holdings' ROCE % too high?

Paymentus Holdings' current ROCE % is 18.30%. The Software industry median ROCE % is 5.27. Paymentus Holdings' value of 18.30% is 247.2% above this industry median. Overall, Paymentus Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Paymentus Holdings' ROCE % compare to NTCT and NN?

Paymentus Holdings' ROCE % of 18.30% can be compared against companies in the Software industry. The industry median ROCE % is 5.27. Paymentus Holdings' value of 18.30% is 247.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for a Software company?

The median ROCE % among Software companies is 5.27, based on 2,711 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paymentus Holdings's current ROCE % of 18.30% is 247.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median ROCE % is 5.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paymentus Holdings's current ROCE % is 18.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Paymentus Holdings stock overvalued right now?

Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.75, compared to a current price of $21.51 — trading 44.5% below its estimated fair value. The current ROCE % is 18.30% and 247.2% above the Software industry median of 5.27. Paymentus Holdings' overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current ROCE % is 18.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $21.51 is trading 44.5% below its estimated GF Value™ of $38.75. GuruFocus considers Paymentus Holdings to be Significantly Undervalued.

Key valuation signals for PAY:

ROCE %: 18.30%
GF Value™: $38.75 vs. price of $21.51 (44.5% below fair value)
GF Score™: 80/100 with 1 warning sign
Industry Position: 247.2% above the Software median

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paymentus Holdings Business Description

Industry Technology Software

Comparable Companies NTCT NN TENB STNE EEFT TDC PAGS CALX DLO FOUR MSFT ORCL PLTR PANW CRWD FTNT SNPS HKSE:02513 NET CRWV

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277

Website https://www.paymentus.com

Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.

80GF Score

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$21.51

Price

$38.75

GF Value

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