Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Paymentus Holdings's Enterprise Value is $2,615 Mil.
Paymentus Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $86 Mil. Therefore, Paymentus Holdings's EV-to-EBIT ratio for today is 30.27.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Paymentus Holdings's Enterprise Value is $2,615 Mil.
Paymentus Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $127 Mil. Therefore, Paymentus Holdings's EV-to-EBITDA ratio for today is 20.65.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Paymentus Holdings's Enterprise Value is $2,615 Mil.
Paymentus Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $1,280 Mil. Therefore, Paymentus Holdings's EV-to-Revenue ratio for today is 2.04.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Paymentus Holdings (NYSE:PAY) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Paymentus Holdings's current Enterprise Value is $2,615 Mil.
Paymentus Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $86 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Paymentus Holdings's current Enterprise Value is $2,615 Mil.
Paymentus Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $127 Mil.
Paymentus Holdings's current Enterprise Value is $2,615 Mil.
Paymentus Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,280 Mil.
Paymentus Holdings's current Enterprise Value is $2,615 Mil.
Paymentus Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $142 Mil.
Paymentus Holdings's current Enterprise Value is $2,615 Mil.
Paymentus Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $105 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paymentus Holdings Enterprise Value Related Terms
Paymentus Holdings Enterprise Value Historical Data
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The historical data trend for Paymentus Holdings's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PAY vs NTCT, NN, TENB: Enterprise Value Comparison
For the Software - Infrastructure subindustry, Paymentus Holdings's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paymentus Holdings Enterprise Value vs Software Industry
For the Software industry and Technology sector, Paymentus Holdings's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Paymentus Holdings's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Paymentus Holdings's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paymentus Holdings (PAY) has a Enterprise Value of $2,615 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Paymentus Holdings and its competitors.
Is Paymentus Holdings' Enterprise Value too high?
Paymentus Holdings' current Enterprise Value is $2,615 Mil. Overall, Paymentus Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' Enterprise Value compare to NTCT and NN?
Paymentus Holdings' Enterprise Value of $2,615 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Software company?
A good Enterprise Value depends on the Software industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Paymentus Holdings and its competitors. Paymentus Holdings's current Enterprise Value is $2,615 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.77, compared to a current price of $23.43 — trading 39.6% below its estimated fair value. The current Enterprise Value is $2,615 Mil. Paymentus Holdings' overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current Enterprise Value is $2,615 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paymentus Holdings (PAY) Overvalued in 2026?
Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued.
The current stock price of $23.43 is trading 39.6% below its estimated GF Value™ of $38.77.
GuruFocus considers Paymentus Holdings to be Significantly Undervalued.
Key valuation signals for PAY:
Enterprise Value: $2,615 Mil
GF Value™: $38.77 vs. price of $23.43 (39.6% below fair value)
No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
80GF Score
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