PAY (Paymentus Holdings) 14-Day RSI: 73.10 (As of Jul. 17, 2026)

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PAY Paymentus Holdings Inc PAY
84 GF Score
Price $29.64
GF Value $39.11
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Paymentus Holdings 14-Day RSI?

Paymentus Holdings PAY +2.21% 84 14-Day RSI is 73.10 as of Jul. 17, 2026. GuruFocus rates PAY with a GF Score™ of 84/100 and a GF Value™ of $39.11 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,930 Software companies, Paymentus Holdings ranks worse than 95.87% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-07-17), Paymentus Holdings's 14-Day RSI is 73.10.

The industry rank for Paymentus Holdings's 14-Day RSI or its related term are showing as below:

PAY's 14-Day RSI is ranked worse than
95.87% of 2930 companies
in the Software industry
Industry Median: 47.92 vs PAY: 73.10

Paymentus Holdings  (NYSE:PAY) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


Paymentus Holdings 14-Day RSI Related Terms


PAY vs NTCT, INFQ, TDC: 14-Day RSI Comparison

For the Software - Infrastructure subindustry, Paymentus Holdings's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paymentus Holdings 14-Day RSI vs Software Industry

For the Software industry and Technology sector, Paymentus Holdings's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where Paymentus Holdings's 14-Day RSI falls into.


PAY
84GF Score
Paymentus Holdings Inc PAY
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paymentus Holdings  (NYSE:PAY) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 73.10 mean?
Paymentus Holdings (PAY) has a 14-Day RSI of 73.10 as of Jul. 17, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Paymentus Holdings and its competitors. According to the industry distribution chart, Paymentus Holdings ranks #2809 out of 2930 companies in the Software industry, placing it in the top 95.9%.
Is Paymentus Holdings' 14-Day RSI too high?
Paymentus Holdings' current 14-Day RSI is 73.10. The Software industry median 14-Day RSI is 47.92. Paymentus Holdings' value of 73.10 is 52.5% above this industry median. Based on the distribution chart, Paymentus Holdings ranks #2809 out of 2930 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Paymentus Holdings has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' 14-Day RSI compare to NTCT and INFQ?
According to the Software industry distribution chart, Paymentus Holdings ranks #2809 out of 2930 companies for 14-Day RSI. This places Paymentus Holdings in the lower half of its industry. The industry median 14-Day RSI is 47.92. Paymentus Holdings' value of 73.10 is 52.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Software company?
The median 14-Day RSI among Software companies is 47.92, based on 2,930 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paymentus Holdings's current 14-Day RSI of 73.10 is 52.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Paymentus Holdings and its competitors. For the Software industry, the median 14-Day RSI is 47.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paymentus Holdings's current 14-Day RSI is 73.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $39.11, compared to a current price of $29.64 — trading 24.2% below its estimated fair value. The current 14-Day RSI is 73.10 and 52.5% above the Software industry median of 47.92. Paymentus Holdings' overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current 14-Day RSI is 73.10 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $29.64 is trading 24.2% below its estimated GF Value™ of $39.11. GuruFocus considers Paymentus Holdings to be Modestly Undervalued.

Key valuation signals for PAY:

  • 14-Day RSI: 73.10
  • GF Value™: $39.11 vs. price of $29.64 (24.2% below fair value)
  • GF Score™: 84/100 with 1 warning sign
  • Industry Position: 52.5% above the Software median (#2809 of 2930)

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
84GF Score

Get the complete analysis for PAY

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.64
Price
$39.11
GF Value