Business Description
Peoples Financial Corp
NAICS : 522110
SIC : 6022
ISIN : US71103B1026
Total Employee Number:
132Description
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 71.73 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.8 | |||||
3-Year EPS without NRI Growth Rate | -23.7 | |||||
3-Year FCF Growth Rate | -9.5 | |||||
3-Year Book Growth Rate | 22.7 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 95.62 | |||||
9-Day RSI | 91.51 | |||||
14-Day RSI | 87.63 | |||||
3-1 Month Momentum % | 1.14 | |||||
6-1 Month Momentum % | 4.68 | |||||
12-1 Month Momentum % | 7.59 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.62 | |||||
Dividend Payout Ratio | 0.41 | |||||
3-Year Dividend Growth Rate | 23.7 | |||||
Forward Dividend Yield % | 1.62 | |||||
5-Year Yield-on-Cost % | 22.67 | |||||
3-Year Average Share Buyback Ratio | 0.4 | |||||
Shareholder Yield % | 29.12 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 15 | |||||
FCF Margin % | 15.07 | |||||
OCF Margin % | 16.97 | |||||
ROE % | 4.1 | |||||
ROA % | 0.52 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 25.29 | |||||
PE Ratio without NRI | 25.29 | |||||
Shiller PE Ratio | 16.86 | |||||
Price-to-Owner-Earnings | 21.82 | |||||
PEG Ratio | 11 | |||||
PS Ratio | 3.8 | |||||
PB Ratio | 1.01 | |||||
Price-to-Tangible-Book | 1.02 | |||||
Price-to-Free-Cash-Flow | 25.2 | |||||
Price-to-Operating-Cash-Flow | 22.41 | |||||
EV-to-Revenue | 1.71 | |||||
EV-to-FCF | 11.35 | |||||
Price-to-GF-Value | 1.36 | |||||
Price-to-Projected-FCF | 0.8 | |||||
Price-to-Median-PS-Value | 1.35 | |||||
Price-to-Peter-Lynch-Fair-Value | 4.05 | |||||
Price-to-Graham-Number | 1.07 | |||||
FCF Yield % | 3.96 | |||||
Forward Rate of Return (Yacktman) % | 10.71 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
Peoples Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 26.985 | ||
| EPS (TTM) ($) | 0.88 | ||
| Beta | 0.4433 | ||
| 3-Year Sharpe Ratio | 1.01 | ||
| 3-Year Sortino Ratio | 2.53 | ||
| Volatility % | 8.52 | ||
| 14-Day RSI | 87.63 | ||
| 14-Day ATR ($) | 0.095496 | ||
| 20-Day SMA ($) | 21.9615 | ||
| 12-1 Month Momentum % | 7.59 | ||
| 52-Week Range ($) | 19.75 - 22.95 | ||
| Shares Outstanding (Mil) | 4.62 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Peoples Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Peoples Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-22 | In 120 days | ||
| Second quarter earnings results for 2026 | 2026-08-12 | In 49 days | ||
| USD 0.180000 Cash Dividend | 2026-06-05 | 21.25 (+0.00%) | ||
| General meeting for 2026 | 2026-04-22 18:30 | 21.01 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-22 | 21.01 (+0.00%) | ||
| Annual report for 2025 | 2026-03-18 | 21.01 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 20.50 (-0.39%) | ||
| USD 0.180000 Cash Dividend | 2025-12-08 | 20.25 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-22 | 20.24 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-08-12 | 19.83 (+0.00%) |
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Peoples Financial Corp Frequently Asked Questions
What is Peoples Financial Corp(PFBX)'s stock price today?
The current price of PFBX is $22.25. The 52 week high of PFBX is $22.95 and 52 week low is $19.75.
When is next earnings date of Peoples Financial Corp(PFBX)?
The next earnings date of Peoples Financial Corp(PFBX) is 2026-08-12 Est..
Does Peoples Financial Corp(PFBX) pay dividends? If so, how much?
The Dividend Yield %  of Peoples Financial Corp(PFBX) is 1.62% (As of Today), Highest Dividend Payout Ratio of Peoples Financial Corp(PFBX) was 0.42. The lowest was 0.02. And the median was 0.09. The  Forward Dividend Yield % of Peoples Financial Corp(PFBX) is 1.62%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:PFBX
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Headlines
See More- 1
May 27, 2026
Peoples Financial declares $0.18 dividend
Seeking Alpha • 3:30pm
- 1
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