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Peoples FinancialPFBX 57 3-1 Month Momentum % is 2.35% as of Aug. 20, 2026. GuruFocus rates PFBX with a GF Score™ of 57/100 and a GF Value™ of $17.19 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,582 Banks companies, Peoples Financial ranks worse than 59.48% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-20), Peoples Financial's 3-1 Month Momentum % is 2.35%.
The industry rank for Peoples Financial's 3-1 Month Momentum % or its related term are showing as below:
PFBX's 3-1 Month Momentum % is ranked worse than 59.48% of 1582
companies
in the Banks industry
Industry Median: 4.83
vs PFBX: 2.35
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Peoples Financial 3-1 Month Momentum % Related Terms
PFBX vs NWPP, TYBT, SFBC: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Peoples Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Peoples Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Financial (PFBX) has a 3-1 Month Momentum % of 2.35% as of Aug. 20, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Peoples Financial and its competitors. According to the industry distribution chart, Peoples Financial ranks #941 out of 1582 companies in the Banks industry, placing it in the top 59.5%.
Is Peoples Financial's 3-1 Month Momentum % too high?
Peoples Financial's current 3-1 Month Momentum % is 2.35%. The Banks industry median 3-1 Month Momentum % is 4.83. Peoples Financial's value of 2.35% is 51.3% below this industry median. Based on the distribution chart, Peoples Financial ranks #941 out of 1582 companies in the Banks industry, which is below the industry midpoint. Overall, Peoples Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial's 3-1 Month Momentum % compare to NWPP and TYBT?
According to the Banks industry distribution chart, Peoples Financial ranks #941 out of 1582 companies for 3-1 Month Momentum %. This places Peoples Financial in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.83. Peoples Financial's value of 2.35% is 51.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.83, based on 1,582 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Financial's current 3-1 Month Momentum % of 2.35% is 51.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Peoples Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Financial's current 3-1 Month Momentum % is 2.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial (PFBX) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.19, compared to a current price of $22.75 — trading 32.3% above its estimated fair value. The current 3-1 Month Momentum % is 2.35% and 51.3% below the Banks industry median of 4.83. Peoples Financial's overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Peoples Financial (PFBX), the current 3-1 Month Momentum % is 2.35% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Financial (PFBX) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Financial stock appears to be overvalued.
The current stock price of $22.75 is trading 32.3% above its estimated GF Value™ of $17.19.
GuruFocus considers Peoples Financial to be Significantly Overvalued.
Key valuation signals for PFBX:
3-1 Month Momentum %: 2.35%
GF Value™: $17.19 vs. price of $22.75 (32.3% above fair value)
Industry Position: 51.3% below the Banks median (#941 of 1582)
No single metric tells the full story. See the PFBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
57GF Score
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