PFBX (Peoples Financial) 9-Day RSI: 36.38 (As of Jul. 13, 2026)


PFBX Peoples Financial Corp PFBX
60 GF Score
Price $21.32
GF Value $16.38
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Peoples Financial 9-Day RSI?

Peoples Financial PFBX 60 9-Day RSI is 36.38 as of Jul. 13, 2026. GuruFocus rates PFBX with a GF Score™ of 60/100 and a GF Value™ of $16.38 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,611 Banks companies, Peoples Financial ranks better than 88.95% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-07-13), Peoples Financial's 9-Day RSI is 36.38.

The industry rank for Peoples Financial's 9-Day RSI or its related term are showing as below:

PFBX's 9-Day RSI is ranked better than
88.95% of 1611 companies
in the Banks industry
Industry Median: 55.03 vs PFBX: 36.38

Peoples Financial  (OTCPK:PFBX) 9-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


Peoples Financial 9-Day RSI Related Terms


PFBX vs FABP, PTBS, NMBF: 9-Day RSI Comparison

For the Banks - Regional subindustry, Peoples Financial's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial 9-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial's 9-Day RSI distribution charts can be found below:

* The bar in red indicates where Peoples Financial's 9-Day RSI falls into.


PFBX
60GF Score
Peoples Financial Corp PFBX
9-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Financial  (OTCPK:PFBX) 9-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 9-Day RSI →
What does a 9-Day RSI of 36.38 mean?
Peoples Financial (PFBX) has a 9-Day RSI of 36.38 as of Jul. 13, 2026. According to the industry distribution chart, Peoples Financial ranks #178 out of 1611 companies in the Banks industry, placing it in the top 11%.
Is Peoples Financial's 9-Day RSI too high?
Peoples Financial's current 9-Day RSI is 36.38. The Banks industry median 9-Day RSI is 55.03. Peoples Financial's value of 36.38 is 33.9% below this industry median. Based on the distribution chart, Peoples Financial ranks #178 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Financial has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial's 9-Day RSI compare to FABP and PTBS?
According to the Banks industry distribution chart, Peoples Financial ranks #178 out of 1611 companies for 9-Day RSI. This places Peoples Financial in the top 11% of its industry — outperforming the majority of peers. The industry median 9-Day RSI is 55.03. Peoples Financial's value of 36.38 is 33.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 55.03, based on 1,611 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Financial's current 9-Day RSI of 36.38 is 33.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 55.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Financial's current 9-Day RSI is 36.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial (PFBX) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.38, compared to a current price of $21.32 — trading 30.2% above its estimated fair value. The current 9-Day RSI is 36.38 and 33.9% below the Banks industry median of 55.03. Peoples Financial's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Peoples Financial (PFBX), the current 9-Day RSI is 36.38 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Financial (PFBX) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Financial stock appears to be overvalued. The current stock price of $21.32 is trading 30.2% above its estimated GF Value™ of $16.38. GuruFocus considers Peoples Financial to be Modestly Overvalued.

Key valuation signals for PFBX:

  • 9-Day RSI: 36.38
  • GF Value™: $16.38 vs. price of $21.32 (30.2% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 33.9% below the Banks median (#178 of 1611)

No single metric tells the full story. See the PFBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Financial Business Description

Address Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
60GF Score

Get the complete analysis for PFBX

9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.32
Price
$16.38
GF Value