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Peoples FinancialPFBX 60 Market Cap is $100.43 Mil as of Jul. 16, 2026. GuruFocus rates PFBX with a GF Score™ of 60/100 and a GF Value™ of $16.38 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,544 Banks companies, Peoples Financial ranks worse than 80.51% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Peoples Financial's share price for the quarter that ended in Mar. 2026 was $21.01. Peoples Financial's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 4.62 Mil. Therefore, Peoples Financial's market cap for the quarter that ended in Mar. 2026 was $97.00 Mil.
Peoples Financial's quarterly market cap
declined
from Sep. 2025 ($97.42 Mil) to Dec. 2025 ($94.00 Mil) but then
increased
from Dec. 2025 ($94.00 Mil) to Mar. 2026 ($97.00 Mil).
Peoples Financial's annual market cap
increased
from Dec. 2023 ($77.39 Mil) to Dec. 2024 ($85.88 Mil) and
increased
from Dec. 2024 ($85.88 Mil) to Dec. 2025 ($94.00 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Peoples Financial's Enterprise Value for Today is $43.84 Mil.
Peoples Financial (OTCPK:PFBX) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Peoples Financial Market Cap Related Terms
Peoples Financial Market Cap Historical Data
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The historical data trend for Peoples Financial's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Peoples Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Financial Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Financial's Market Cap distribution charts can be found below:
* The bar in red indicates where Peoples Financial's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Peoples Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Financial (PFBX) has a Market Cap of $100.43 Mil as of Jul. 16, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Peoples Financial and its competitors. According to the industry distribution chart, Peoples Financial ranks #1243 out of 1544 companies in the Banks industry, placing it in the top 80.5%.
Is Peoples Financial's Market Cap too high?
Peoples Financial's current Market Cap is $100.43 Mil. The Banks industry median Market Cap is 714.69. Peoples Financial's value of $100.43 Mil is 85.9% below this industry median. Based on the distribution chart, Peoples Financial ranks #1243 out of 1544 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Peoples Financial has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial's Market Cap compare to FABP and PTBS?
According to the Banks industry distribution chart, Peoples Financial ranks #1243 out of 1544 companies for Market Cap. This places Peoples Financial in the lower half of its industry. The industry median Market Cap is 714.69. Peoples Financial's value of $100.43 Mil is 85.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 714.69, based on 1,544 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Financial's current Market Cap of $100.43 Mil is 85.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Peoples Financial and its competitors. For the Banks industry, the median Market Cap is 714.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Financial's current Market Cap is $100.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial (PFBX) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.38, compared to a current price of $21.75 — trading 32.8% above its estimated fair value. The current Market Cap is $100.43 Mil and 85.9% below the Banks industry median of 714.69. Peoples Financial's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Peoples Financial (PFBX), the current Market Cap is $100.43 Mil as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Financial (PFBX) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Financial stock appears to be overvalued.
The current stock price of $21.75 is trading 32.8% above its estimated GF Value™ of $16.38.
GuruFocus considers Peoples Financial to be Significantly Overvalued.
Key valuation signals for PFBX:
Market Cap: $100.43 Mil
GF Value™: $16.38 vs. price of $21.75 (32.8% above fair value)
Industry Position: 85.9% below the Banks median (#1243 of 1544)
No single metric tells the full story. See the PFBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
60GF Score
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