During the past 12 months, Lumbee Guaranty Bank's average Dividends Per Share Growth Rate was 6.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 7.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 8.40% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Lumbee Guaranty Bank was 32.60% per year. The lowest was 7.70% per year. And the median was 9.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Lumbee Guaranty Bank (OTCPK:LUMB) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Lumbee Guaranty Bank Forward Dividend Yield % Related Terms
LUMB vs WDFN, UNBK, MBBC: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, Lumbee Guaranty Bank's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumbee Guaranty Bank Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Lumbee Guaranty Bank's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Lumbee Guaranty Bank's Forward Dividend Yield % falls into.
Lumbee Guaranty Bank Forward Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Lumbee Guaranty Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.230000
2026-06-11
2026-06-11
2026-06-24
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.180000
2025-12-10
2025-12-10
2025-12-22
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Lumbee Guaranty Bank's Forward Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 3.04% mean?
Lumbee Guaranty Bank (LUMB) has a Forward Dividend Yield % of 3.04% as of Jul. 11, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Lumbee Guaranty Bank and its competitors. According to the industry distribution chart, Lumbee Guaranty Bank ranks #643 out of 1243 companies in the Banks industry, placing it in the top 51.7%.
Is Lumbee Guaranty Bank's Forward Dividend Yield % too high?
Lumbee Guaranty Bank's current Forward Dividend Yield % is 3.04%. The Banks industry median Forward Dividend Yield % is 3.12. Lumbee Guaranty Bank's value of 3.04% is 2.6% below this industry median. Based on the distribution chart, Lumbee Guaranty Bank ranks #643 out of 1243 companies in the Banks industry, which is below the industry midpoint. Overall, Lumbee Guaranty Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lumbee Guaranty Bank's Forward Dividend Yield % compare to WDFN and UNBK?
According to the Banks industry distribution chart, Lumbee Guaranty Bank ranks #643 out of 1243 companies for Forward Dividend Yield %. This places Lumbee Guaranty Bank in the lower half of its industry. The industry median Forward Dividend Yield % is 3.12. Lumbee Guaranty Bank's value of 3.04% is 2.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.12, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumbee Guaranty Bank's current Forward Dividend Yield % of 3.04% is 2.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Lumbee Guaranty Bank and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumbee Guaranty Bank's current Forward Dividend Yield % is 3.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumbee Guaranty Bank stock overvalued right now?
Based on GuruFocus' analysis, Lumbee Guaranty Bank (LUMB) is currently considered Fairly Valued. The stock's GF Value™ is $12.80, compared to a current price of $13.50 — trading 5.5% above its estimated fair value. The current Forward Dividend Yield % is 3.04% and 2.6% below the Banks industry median of 3.12. Lumbee Guaranty Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Lumbee Guaranty Bank (LUMB), the current Forward Dividend Yield % is 3.04% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumbee Guaranty Bank (LUMB) Overvalued in 2026?
Based on GuruFocus' analysis, Lumbee Guaranty Bank stock appears to be overvalued.
The current stock price of $13.50 is trading 5.5% above its estimated GF Value™ of $12.80.
GuruFocus considers Lumbee Guaranty Bank to be Fairly Valued.
Key valuation signals for LUMB:
Forward Dividend Yield %: 3.04%
GF Value™: $12.80 vs. price of $13.50 (5.5% above fair value)
Industry Position: 2.6% below the Banks median (#643 of 1243)
No single metric tells the full story. See the LUMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumbee Guaranty Bank is a state-chartered bank. The community bank is engaged in providing full service banking through Thirteen branch offices in Robeson, Cumberland, and Hoke counties in North Carolina. The Bank extends both commercial and consumer loans throughout its market area and offers a full range of deposit accounts for its customer base.
67GF Score
Get the complete analysis for LUMB
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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