LUMB (Lumbee Guaranty Bank) Total Noninterest Expense: $13.55 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LUMB Lumbee Guaranty Bank LUMB
65 GF Score
Price $14.00
GF Value $13.63
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Lumbee Guaranty Bank Total Noninterest Expense?

Lumbee Guaranty Bank LUMB -2.10% 65 Total Noninterest Expense is $13.55 Mil as of Jun. 2026. GuruFocus rates LUMB with a GF Score™ of 65/100 and a GF Value™ of $13.63 (Fairly Valued). The stock has 3 warning signs investors should review.

Lumbee Guaranty Bank's Total Noninterest Expense for the three months ended in Jun. 2026 was $3.48 Mil. Lumbee Guaranty Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 was $13.55 Mil.


Lumbee Guaranty Bank Total Noninterest Expense Related Terms


Lumbee Guaranty Bank Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Lumbee Guaranty Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumbee Guaranty Bank Total Noninterest Expense Chart

Lumbee Guaranty Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only 11.58 11.37 13.16 12.70 13.20

Lumbee Guaranty Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.33 3.23 3.43 3.40 3.48
LUMB
65GF Score
Lumbee Guaranty Bank LUMB
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lumbee Guaranty Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.55 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $13.55 Mil mean?
Lumbee Guaranty Bank (LUMB) has a Total Noninterest Expense of $13.55 Mil as of Jun. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Lumbee Guaranty Bank and its competitors.
Is Lumbee Guaranty Bank's Total Noninterest Expense too high?
Lumbee Guaranty Bank's current Total Noninterest Expense is $13.55 Mil. Overall, Lumbee Guaranty Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lumbee Guaranty Bank's Total Noninterest Expense compare to ESBS and UNBK?
Lumbee Guaranty Bank's Total Noninterest Expense of $13.55 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Lumbee Guaranty Bank and its competitors. Lumbee Guaranty Bank's current Total Noninterest Expense is $13.55 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumbee Guaranty Bank stock overvalued right now?
Based on GuruFocus' analysis, Lumbee Guaranty Bank (LUMB) is currently considered Fairly Valued. The stock's GF Value™ is $13.63, compared to a current price of $14.00 — trading 2.7% above its estimated fair value. The current Total Noninterest Expense is $13.55 Mil. Lumbee Guaranty Bank's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Lumbee Guaranty Bank (LUMB), the current Total Noninterest Expense is $13.55 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumbee Guaranty Bank (LUMB) Overvalued in 2026?

Based on GuruFocus' analysis, Lumbee Guaranty Bank stock appears to be overvalued. The current stock price of $14.00 is trading 2.7% above its estimated GF Value™ of $13.63. GuruFocus considers Lumbee Guaranty Bank to be Fairly Valued.

Key valuation signals for LUMB:

  • Total Noninterest Expense: $13.55 Mil
  • GF Value™: $13.63 vs. price of $14.00 (2.7% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the LUMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lumbee Guaranty Bank Business Description

Address 403 East Third Street, PO Box 908, Pembroke, NC, USA, 28372
Lumbee Guaranty Bank is a state-chartered bank. The community bank is engaged in providing full service banking through Thirteen branch offices in Robeson, Cumberland, and Hoke counties in North Carolina. The Bank extends both commercial and consumer loans throughout its market area and offers a full range of deposit accounts for its customer base.
65GF Score

Get the complete analysis for LUMB

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.00
Price
$13.63
GF Value