LUMB (Lumbee Guaranty Bank) Tax Rate %: 12.21% (As of Jun. 2026)

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LUMB Lumbee Guaranty Bank LUMB
68 GF Score
Price $13.50
GF Value $13.62
Valuation Fairly Valued
! 3 Warning Signs
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What is Lumbee Guaranty Bank Tax Rate %?

Lumbee Guaranty Bank LUMB 68 Tax Rate % is 12.21% as of Jun. 2026. GuruFocus rates LUMB with a GF Score™ of 68/100 and a GF Value™ of $13.62 (Fairly Valued). The stock has 3 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Lumbee Guaranty Bank's Tax Expense for the three months ended in Jun. 2026 was $0.17 Mil. Lumbee Guaranty Bank's Pre-Tax Income for the three months ended in Jun. 2026 was $1.37 Mil. Therefore, Lumbee Guaranty Bank's Tax Rate % for the quarter that ended in Jun. 2026 was 12.21%.

Lumbee Guaranty Bank Tax Rate % Related Terms

Lumbee Guaranty Bank Tax Rate % Historical Data

* Premium members only.

The historical data trend for Lumbee Guaranty Bank's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumbee Guaranty Bank Tax Rate % Chart

Lumbee Guaranty Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only 12.68 11.86 8.90 18.91 13.48

Lumbee Guaranty Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.69 14.46 12.33 11.69 12.21
LUMB
68GF Score
Lumbee Guaranty Bank LUMB
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lumbee Guaranty Bank Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Lumbee Guaranty Bank's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=0.646/4.792
=13.48 %

Lumbee Guaranty Bank's Tax Rate % for the quarter that ended in Jun. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Jun. 2026 )/Pre-Tax Income (Q: Jun. 2026 )
=0.167/1.368
=12.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 12.21% mean?
Lumbee Guaranty Bank (LUMB) has a Tax Rate % of 12.21% as of Jun. 2026.
Is Lumbee Guaranty Bank's Tax Rate % too high?
Lumbee Guaranty Bank's current Tax Rate % is 12.21%. Overall, Lumbee Guaranty Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lumbee Guaranty Bank's Tax Rate % compare to ESBS and UNBK?
Lumbee Guaranty Bank's Tax Rate % of 12.21% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Lumbee Guaranty Bank's current Tax Rate % is 12.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumbee Guaranty Bank stock overvalued right now?
Based on GuruFocus' analysis, Lumbee Guaranty Bank (LUMB) is currently considered Fairly Valued. The stock's GF Value™ is $13.62, compared to a current price of $13.50 — trading 0.9% below its estimated fair value. The current Tax Rate % is 12.21%. Lumbee Guaranty Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Lumbee Guaranty Bank (LUMB), the current Tax Rate % is 12.21% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumbee Guaranty Bank (LUMB) Overvalued in 2026?

Based on GuruFocus' analysis, Lumbee Guaranty Bank stock appears to be undervalued. The current stock price of $13.50 is trading 0.9% below its estimated GF Value™ of $13.62. GuruFocus considers Lumbee Guaranty Bank to be Fairly Valued.

Key valuation signals for LUMB:

  • Tax Rate %: 12.21%
  • GF Value™: $13.62 vs. price of $13.50 (0.9% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the LUMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lumbee Guaranty Bank Business Description

Address 403 East Third Street, PO Box 908, Pembroke, NC, USA, 28372
Lumbee Guaranty Bank is a state-chartered bank. The community bank is engaged in providing full service banking through Thirteen branch offices in Robeson, Cumberland, and Hoke counties in North Carolina. The Bank extends both commercial and consumer loans throughout its market area and offers a full range of deposit accounts for its customer base.
68GF Score

Get the complete analysis for LUMB

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.50
Price
$13.62
GF Value