Lumbee Guaranty Bank's EPS (Basic) for the
three
months ended in Mar. 2026 was $0.35.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.31.
During the past 12 months, Lumbee Guaranty Bank's average EPS without NRIGrowth Rate was 20.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -5.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 8.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.
During the past 9 years, Lumbee Guaranty Bank's highest 3-Year average EPS without NRI Growth Rate was 34.60% per year. The lowest was -5.50% per year. And the median was 8.75% per year.
Lumbee Guaranty Bank (OTCPK:LUMB) EPS (Diluted) Explanation
EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Lumbee Guaranty Bank EPS (Diluted) Related Terms
Lumbee Guaranty Bank EPS (Diluted) Historical Data
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The historical data trend for Lumbee Guaranty Bank's EPS (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LUMB vs WDFN, UNBK, MBBC: EPS (Diluted) Comparison
For the Banks - Regional subindustry, Lumbee Guaranty Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumbee Guaranty Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Lumbee Guaranty Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where Lumbee Guaranty Bank's PE Ratio falls into.
EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.
Lumbee Guaranty Bank's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as
EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.31
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lumbee Guaranty Bank (LUMB) has a EPS (Diluted) of $1.31 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Lumbee Guaranty Bank and its competitors.
Is Lumbee Guaranty Bank's EPS (Diluted) too high?
Lumbee Guaranty Bank's current EPS (Diluted) is $1.31. Overall, Lumbee Guaranty Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lumbee Guaranty Bank's EPS (Diluted) compare to WDFN and UNBK?
Lumbee Guaranty Bank's EPS (Diluted) of $1.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Lumbee Guaranty Bank and its competitors. Lumbee Guaranty Bank's current EPS (Diluted) is $1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumbee Guaranty Bank stock overvalued right now?
Based on GuruFocus' analysis, Lumbee Guaranty Bank (LUMB) is currently considered Fairly Valued. The stock's GF Value™ is $12.80, compared to a current price of $13.50 — trading 5.5% above its estimated fair value. The current EPS (Diluted) is $1.31. Lumbee Guaranty Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Lumbee Guaranty Bank (LUMB), the current EPS (Diluted) is $1.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumbee Guaranty Bank (LUMB) Overvalued in 2026?
Based on GuruFocus' analysis, Lumbee Guaranty Bank stock appears to be overvalued.
The current stock price of $13.50 is trading 5.5% above its estimated GF Value™ of $12.80.
GuruFocus considers Lumbee Guaranty Bank to be Fairly Valued.
Key valuation signals for LUMB:
EPS (Diluted): $1.31
GF Value™: $12.80 vs. price of $13.50 (5.5% above fair value)
No single metric tells the full story. See the LUMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumbee Guaranty Bank is a state-chartered bank. The community bank is engaged in providing full service banking through Thirteen branch offices in Robeson, Cumberland, and Hoke counties in North Carolina. The Bank extends both commercial and consumer loans throughout its market area and offers a full range of deposit accounts for its customer base.
67GF Score
Get the complete analysis for LUMB
EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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