Tochigi Bank (TSE:8550) Forward Dividend Yield %: 2.93% (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8550 Tochigi Bank Ltd TSE:8550
47 GF Score
Price 円1,009.00
GF Value 円362.86
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Tochigi Bank Forward Dividend Yield %?

Tochigi Bank TSE:8550 -1.56% 47 Forward Dividend Yield % is 2.93% as of Jul. 17, 2026. GuruFocus rates TSE:8550 with a GF Score™ of 47/100 and a GF Value™ of 円362.86 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,241 Banks companies, Tochigi Bank ranks worse than 52.7% on this metric.

As of today (2026-07-17), the Forward Annual Dividend Yield of Tochigi Bank is 2.93%.

As of today (2026-07-17), the Trailing Annual Dividend Yield of Tochigi Bank is 0.68%.

TSE:8550's Forward Dividend Yield % is ranked worse than
52.7% of 1241 companies
in the Banks industry
Industry Median: 3.06 vs TSE:8550: 2.93

Tochigi Bank's Dividends per Share for the three months ended in Mar. 2026 was 円14.00.

During the past 12 months, Tochigi Bank's average Dividends Per Share Growth Rate was 271.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 63.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 29.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 3.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Tochigi Bank was 63.00% per year. The lowest was -16.20% per year. And the median was 2.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Tochigi Bank  (TSE:8550) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Tochigi Bank Forward Dividend Yield % Related Terms


Tochigi Bank Forward Dividend Yield % Competitor Comparison

For the Banks - Regional subindustry, Tochigi Bank's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tochigi Bank Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Tochigi Bank's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Tochigi Bank's Forward Dividend Yield % falls into.


TSE:8550
47GF Score
Tochigi Bank Ltd TSE:8550
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tochigi Bank Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Tochigi Bank Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
JPY 14.0000002026-03-302026-03-312026-06-26Cash Dividendsemi-annuallyJPY:JPY 1.000000
JPY 12.0000002025-09-292025-09-302025-12-10Cash Dividendsemi-annuallyJPY:JPY 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Tochigi Bank's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=28/1009.00
=2.78 %

Current Share Price is 円1009.00.
Tochigi Bank's Dividends per Share for the forward twelve months is calculated as 円14 * 2 = 円28.

Tochigi Bank's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=26/1009.00
=2.58 %

Current Share Price is 円1009.00.
Tochigi Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is 円26.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 2.93% mean?
Tochigi Bank (TSE:8550) has a Forward Dividend Yield % of 2.93% as of Jul. 17, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Tochigi Bank and its competitors. According to the industry distribution chart, Tochigi Bank ranks #654 out of 1241 companies in the Banks industry, placing it in the top 52.7%.
Is Tochigi Bank's Forward Dividend Yield % too high?
Tochigi Bank's current Forward Dividend Yield % is 2.93%. The Banks industry median Forward Dividend Yield % is 3.06. Tochigi Bank's value of 2.93% is 4.2% below this industry median. Based on the distribution chart, Tochigi Bank ranks #654 out of 1241 companies in the Banks industry, which is below the industry midpoint. Overall, Tochigi Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tochigi Bank's Forward Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Tochigi Bank ranks #654 out of 1241 companies for Forward Dividend Yield %. This places Tochigi Bank in the lower half of its industry. The industry median Forward Dividend Yield % is 3.06. Tochigi Bank's value of 2.93% is 4.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.06, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tochigi Bank's current Forward Dividend Yield % of 2.93% is 4.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Tochigi Bank and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tochigi Bank's current Forward Dividend Yield % is 2.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tochigi Bank stock overvalued right now?
Based on GuruFocus' analysis, Tochigi Bank (TSE:8550) is currently considered Significantly Overvalued. The stock's GF Value™ is 円362.86, compared to a current price of 円1,009.00 — trading 178.1% above its estimated fair value. The current Forward Dividend Yield % is 2.93% and 4.2% below the Banks industry median of 3.06. Tochigi Bank's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Tochigi Bank (TSE:8550), the current Forward Dividend Yield % is 2.93% as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tochigi Bank (TSE:8550) Overvalued in 2026?

Based on GuruFocus' analysis, Tochigi Bank stock appears to be overvalued. The current stock price of 円1,009.00 is trading 178.1% above its estimated GF Value™ of 円362.86. GuruFocus considers Tochigi Bank to be Significantly Overvalued.

Key valuation signals for TSE:8550:

  • Forward Dividend Yield %: 2.93%
  • GF Value™: 円362.86 vs. price of 円1,009.00 (178.1% above fair value)
  • GF Score™: 47/100 with 4 warning signs
  • Industry Position: 4.2% below the Banks median (#654 of 1241)

No single metric tells the full story. See the TSE:8550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tochigi Bank Business Description

Address 2- 1-18, Nishi, Tochigi Prefecture, Utsunomiya, JPN, 320-8680
Tochigi Bank Ltd is a regional bank based in Tochigi. It provides commercial banking services such as deposit services, domestic and foreign exchange services, asset management plan service, mutual fund, money life support plan, brokerage agent intermediary service, life insurance, term insurance, housing loan, as well as the over-the-counter sale of insurance products. All the business activity of the group is primarily functioned through Japan.
47GF Score

Get the complete analysis for TSE:8550

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,009.00
Price
円362.86
GF Value