Tochigi Bank (TSE:8550) Interest Expense: 円-7,679 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8550 Tochigi Bank Ltd TSE:8550
47 GF Score
Price 円933.00
GF Value 円362.86
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Tochigi Bank Interest Expense?

Tochigi Bank TSE:8550 -7.53% 47 Interest Expense is 円-7,679 Mil as of Mar. 2026. GuruFocus rates TSE:8550 with a GF Score™ of 47/100 and a GF Value™ of 円362.86 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Tochigi Bank's interest expense for the three months ended in Mar. 2026 was 円 -2,364 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円-7,679 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Tochigi Bank's Operating Income for the three months ended in Mar. 2026 was 円 Mil. Tochigi Bank's Interest Expense for the three months ended in Mar. 2026 was 円 Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tochigi Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for Tochigi Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tochigi Bank Interest Expense Chart

Tochigi Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -239.00 -148.00 -115.00 -2,424.00 -7,679.00

Tochigi Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,075.00 -1,603.00 -1,808.00 -1,904.00 -2,364.00
TSE:8550
47GF Score
Tochigi Bank Ltd TSE:8550
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tochigi Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円-7,679 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of 円-7,679 Mil mean?
Tochigi Bank (TSE:8550) has a Interest Expense of 円-7,679 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Tochigi Bank and its competitors.
Is Tochigi Bank's Interest Expense too high?
Tochigi Bank's current Interest Expense is 円-7,679 Mil. Overall, Tochigi Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tochigi Bank's Interest Expense compare to competitors?
Tochigi Bank's Interest Expense of 円-7,679 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Tochigi Bank and its competitors. Tochigi Bank's current Interest Expense is 円-7,679 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tochigi Bank stock overvalued right now?
Based on GuruFocus' analysis, Tochigi Bank (TSE:8550) is currently considered Significantly Overvalued. The stock's GF Value™ is 円362.86, compared to a current price of 円933.00 — trading 157.1% above its estimated fair value. The current Interest Expense is 円-7,679 Mil. Tochigi Bank's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Tochigi Bank (TSE:8550), the current Interest Expense is 円-7,679 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tochigi Bank (TSE:8550) Overvalued in 2026?

Based on GuruFocus' analysis, Tochigi Bank stock appears to be overvalued. The current stock price of 円933.00 is trading 157.1% above its estimated GF Value™ of 円362.86. GuruFocus considers Tochigi Bank to be Significantly Overvalued.

Key valuation signals for TSE:8550:

  • Interest Expense: 円-7,679 Mil
  • GF Value™: 円362.86 vs. price of 円933.00 (157.1% above fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the TSE:8550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tochigi Bank Business Description

Address 2- 1-18, Nishi, Tochigi Prefecture, Utsunomiya, JPN, 320-8680
Tochigi Bank Ltd is a regional bank based in Tochigi. It provides commercial banking services such as deposit services, domestic and foreign exchange services, asset management plan service, mutual fund, money life support plan, brokerage agent intermediary service, life insurance, term insurance, housing loan, as well as the over-the-counter sale of insurance products. All the business activity of the group is primarily functioned through Japan.
47GF Score

Get the complete analysis for TSE:8550

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円933.00
Price
円362.86
GF Value