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Tochigi BankTSE:8550 47 3-1 Month Momentum % is 6.74% as of Sep. 13, 2026. GuruFocus rates TSE:8550 with a GF Score™ of 47/100 and a GF Value™ of 円363.38 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,571 Banks companies, Tochigi Bank ranks better than 57.35% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-13), Tochigi Bank's 3-1 Month Momentum % is 6.74%.
The industry rank for Tochigi Bank's 3-1 Month Momentum % or its related term are showing as below:
TSE:8550's 3-1 Month Momentum % is ranked better than 57.35% of 1571
companies
in the Banks industry
Industry Median: 4.93
vs TSE:8550: 6.74
Tochigi Bank (TSE:8550) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Tochigi Bank 3-1 Month Momentum % Related Terms
Tochigi Bank 3-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Tochigi Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tochigi Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Tochigi Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Tochigi Bank's 3-1 Month Momentum % falls into.
Tochigi Bank (TSE:8550) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tochigi Bank (TSE:8550) has a 3-1 Month Momentum % of 6.74% as of Sep. 13, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Tochigi Bank and its competitors. According to the industry distribution chart, Tochigi Bank ranks #670 out of 1571 companies in the Banks industry, placing it in the top 42.6%.
Is Tochigi Bank's 3-1 Month Momentum % too high?
Tochigi Bank's current 3-1 Month Momentum % is 6.74%. The Banks industry median 3-1 Month Momentum % is 4.93. Tochigi Bank's value of 6.74% is 36.7% above this industry median. Based on the distribution chart, Tochigi Bank ranks #670 out of 1571 companies in the Banks industry, which is above the industry midpoint. Overall, Tochigi Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tochigi Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Tochigi Bank ranks #670 out of 1571 companies for 3-1 Month Momentum %. This puts Tochigi Bank in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.93. Tochigi Bank's value of 6.74% is 36.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.93, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tochigi Bank's current 3-1 Month Momentum % of 6.74% is 36.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Tochigi Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tochigi Bank's current 3-1 Month Momentum % is 6.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tochigi Bank stock overvalued right now?
Based on GuruFocus' analysis, Tochigi Bank (TSE:8550) is currently considered Significantly Overvalued. The stock's GF Value™ is 円363.38, compared to a current price of 円1,074.00 — trading 195.6% above its estimated fair value. The current 3-1 Month Momentum % is 6.74% and 36.7% above the Banks industry median of 4.93. Tochigi Bank's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Tochigi Bank (TSE:8550), the current 3-1 Month Momentum % is 6.74% as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tochigi Bank (TSE:8550) Overvalued in 2026?
Based on GuruFocus' analysis, Tochigi Bank stock appears to be overvalued.
The current stock price of 円1,074.00 is trading 195.6% above its estimated GF Value™ of 円363.38.
GuruFocus considers Tochigi Bank to be Significantly Overvalued.
Key valuation signals for TSE:8550:
3-1 Month Momentum %: 6.74%
GF Value™: 円363.38 vs. price of 円1,074.00 (195.6% above fair value)
Industry Position: 36.7% above the Banks median (#670 of 1571)
No single metric tells the full story. See the TSE:8550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tochigi Bank Ltd is a regional bank based in Tochigi. It provides commercial banking services such as deposit services, domestic and foreign exchange services, asset management plan service, mutual fund, money life support plan, brokerage agent intermediary service, life insurance, term insurance, housing loan, as well as the over-the-counter sale of insurance products. All the business activity of the group is primarily functioned through Japan.
47GF Score
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