Tochigi Bank (TSE:8550) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8550 Tochigi Bank Ltd TSE:8550
48 GF Score
Price 円954.00
GF Value 円363.02
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Tochigi Bank ROC (Joel Greenblatt) %?

Tochigi Bank TSE:8550 +0.32% 48 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates TSE:8550 with a GF Score™ of 48/100 and a GF Value™ of 円363.02 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, Tochigi Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

TSE:8550
48GF Score
Tochigi Bank Ltd TSE:8550
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Tochigi Bank (TSE:8550) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Tochigi Bank and its competitors. According to the industry distribution chart, Tochigi Bank ranks #999999 out of 46 companies in the Banks industry.
Is Tochigi Bank's ROC (Joel Greenblatt) % too high?
Tochigi Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Tochigi Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tochigi Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tochigi Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Tochigi Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Tochigi Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Tochigi Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tochigi Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tochigi Bank stock overvalued right now?
Based on GuruFocus' analysis, Tochigi Bank (TSE:8550) is currently considered Significantly Overvalued. The stock's GF Value™ is 円363.02, compared to a current price of 円954.00 — trading 162.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Tochigi Bank's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Tochigi Bank (TSE:8550), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tochigi Bank (TSE:8550) Overvalued in 2026?

Based on GuruFocus' analysis, Tochigi Bank stock appears to be overvalued. The current stock price of 円954.00 is trading 162.8% above its estimated GF Value™ of 円363.02. GuruFocus considers Tochigi Bank to be Significantly Overvalued.

Key valuation signals for TSE:8550:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: 円363.02 vs. price of 円954.00 (162.8% above fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the TSE:8550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tochigi Bank Business Description

Address 2- 1-18, Nishi, Tochigi Prefecture, Utsunomiya, JPN, 320-8680
Tochigi Bank Ltd is a regional bank based in Tochigi. It provides commercial banking services such as deposit services, domestic and foreign exchange services, asset management plan service, mutual fund, money life support plan, brokerage agent intermediary service, life insurance, term insurance, housing loan, as well as the over-the-counter sale of insurance products. All the business activity of the group is primarily functioned through Japan.
48GF Score

Get the complete analysis for TSE:8550

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円954.00
Price
円363.02
GF Value