Tochigi Bank (TSE:8550) OCF Margin %: 0.00% (As of Mar. 2026)

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TSE:8550 Tochigi Bank Ltd TSE:8550
47 GF Score
Price 円1,009.00
GF Value 円362.86
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Tochigi Bank OCF Margin %?

Tochigi Bank TSE:8550 -1.56% 47 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates TSE:8550 with a GF Score™ of 47/100 and a GF Value™ of 円362.86 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, Tochigi Bank ranks worse than 99.07% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Tochigi Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was 円0 Mil. Tochigi Bank's Revenue for the three months ended in Mar. 2026 was 円11,923 Mil. Therefore, Tochigi Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Tochigi Bank's current OCF Yield % is -168.42%.

The historical rank and industry rank for Tochigi Bank's OCF Margin % or its related term are showing as below:

TSE:8550' s OCF Margin % Range Over the Past 10 Years
Min: -706.31   Med: 8.73   Max: 881.49
Current: -403.58


During the past 13 years, the highest OCF Margin % of Tochigi Bank was 881.49%. The lowest was -706.31%. And the median was 8.73%.

TSE:8550's OCF Margin % is ranked worse than
99.07% of 1500 companies
in the Banks industry
Industry Median: 29.485 vs TSE:8550: -403.58


Tochigi Bank OCF Margin % Related Terms


Tochigi Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Tochigi Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tochigi Bank OCF Margin % Chart

Tochigi Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 745.10 -706.31 35.57 -257.84 -403.58

Tochigi Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Tochigi Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Tochigi Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tochigi Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Tochigi Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Tochigi Bank's OCF Margin % falls into.


TSE:8550
47GF Score
Tochigi Bank Ltd TSE:8550
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tochigi Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Tochigi Bank's OCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-171176/42414
=-403.58 %

Tochigi Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/11923
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Tochigi Bank (TSE:8550) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tochigi Bank and its competitors. According to the industry distribution chart, Tochigi Bank ranks #1486 out of 1500 companies in the Banks industry, placing it in the top 99.1%.
Is Tochigi Bank's OCF Margin % too high?
Tochigi Bank's current OCF Margin % is 0.00%. Based on the distribution chart, Tochigi Bank ranks #1486 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tochigi Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tochigi Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Tochigi Bank ranks #1486 out of 1500 companies for OCF Margin %. This places Tochigi Bank in the lower half of its industry. The industry median OCF Margin % is 29.49. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.49, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tochigi Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tochigi Bank's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tochigi Bank stock overvalued right now?
Based on GuruFocus' analysis, Tochigi Bank (TSE:8550) is currently considered Significantly Overvalued. The stock's GF Value™ is 円362.86, compared to a current price of 円1,009.00 — trading 178.1% above its estimated fair value. The current OCF Margin % is 0.00%. Tochigi Bank's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Tochigi Bank (TSE:8550), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tochigi Bank (TSE:8550) Overvalued in 2026?

Based on GuruFocus' analysis, Tochigi Bank stock appears to be overvalued. The current stock price of 円1,009.00 is trading 178.1% above its estimated GF Value™ of 円362.86. GuruFocus considers Tochigi Bank to be Significantly Overvalued.

Key valuation signals for TSE:8550:

  • OCF Margin %: 0.00%
  • GF Value™: 円362.86 vs. price of 円1,009.00 (178.1% above fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the TSE:8550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tochigi Bank Business Description

Address 2- 1-18, Nishi, Tochigi Prefecture, Utsunomiya, JPN, 320-8680
Tochigi Bank Ltd is a regional bank based in Tochigi. It provides commercial banking services such as deposit services, domestic and foreign exchange services, asset management plan service, mutual fund, money life support plan, brokerage agent intermediary service, life insurance, term insurance, housing loan, as well as the over-the-counter sale of insurance products. All the business activity of the group is primarily functioned through Japan.
47GF Score

Get the complete analysis for TSE:8550

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,009.00
Price
円362.86
GF Value