Profile Systems & Software (ATH:PROF) Accounts Receivable: €19.48 Mil (As of Dec. 2025)

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ATH:PROF Profile Systems & Software SA ATH:PROF
100 GF Score
Price €8.89
GF Value €9.44
Valuation Fairly Valued
! 7 Warning Signs
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What is Profile Systems & Software Accounts Receivable?

Profile Systems & Software ATH:PROF -0.67% 100 Accounts Receivable is €19.48 Mil as of Dec. 2025. GuruFocus rates ATH:PROF with a GF Score™ of 100/100 and a GF Value™ of €9.44 (Fairly Valued). The stock has 7 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Profile Systems & Software's accounts receivables for the quarter that ended in Dec. 2025 was €19.48 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Profile Systems & Software's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 129.59.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Profile Systems & Software's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was €-0.06.


Profile Systems & Software Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Profile Systems & Software's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=19.479/27.432*91
=129.59

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Profile Systems & Software's accounts receivable are only considered to be worth 75% of book value:

Profile Systems & Software's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(31.197+0.75 * 19.479+0.5 * 0.227-47.567
-0--0.109)/24.564
=-0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Profile Systems & Software Accounts Receivable Related Terms


Profile Systems & Software Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Profile Systems & Software's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Profile Systems & Software Accounts Receivable Chart

Profile Systems & Software Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.98 5.83 11.63 20.97 19.48

Profile Systems & Software Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.63 19.80 20.97 8.42 19.48
ATH:PROF
100GF Score
Profile Systems & Software SA ATH:PROF
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Profile Systems & Software Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of €19.48 Mil mean?
Profile Systems & Software (ATH:PROF) has a Accounts Receivable of €19.48 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Profile Systems & Software and its competitors.
Is Profile Systems & Software's Accounts Receivable too high?
Profile Systems & Software's current Accounts Receivable is €19.48 Mil. Overall, Profile Systems & Software has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Profile Systems & Software's Accounts Receivable compare to UBER and SHOP?
Profile Systems & Software's Accounts Receivable of €19.48 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Software company?
A good Accounts Receivable depends on the Software industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Profile Systems & Software and its competitors. Profile Systems & Software's current Accounts Receivable is €19.48 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Profile Systems & Software stock overvalued right now?
Based on GuruFocus' analysis, Profile Systems & Software (ATH:PROF) is currently considered Fairly Valued. The stock's GF Value™ is €9.44, compared to a current price of €8.89 — trading 5.8% below its estimated fair value. The current Accounts Receivable is €19.48 Mil. Profile Systems & Software's overall GF Score™ is 100/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Profile Systems & Software (ATH:PROF), the current Accounts Receivable is €19.48 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Profile Systems & Software (ATH:PROF) Overvalued in 2026?

Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued. The current stock price of €8.89 is trading 5.8% below its estimated GF Value™ of €9.44. GuruFocus considers Profile Systems & Software to be Fairly Valued.

Key valuation signals for ATH:PROF:

  • Accounts Receivable: €19.48 Mil
  • GF Value™: €9.44 vs. price of €8.89 (5.8% below fair value)
  • GF Score™: 100/100 with 7 warning signs

No single metric tells the full story. See the ATH:PROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Profile Systems & Software Business Description

Other Exchanges NB6:Germany
Address 199 Syngrou Ave. N. Smyrni, Athens, GRC, 17121
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
100GF Score

Get the complete analysis for ATH:PROF

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.89
Price
€9.44
GF Value