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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Profile Systems & Software's Debt-to-Equity or its related term are showing as below:
ATH:PROF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.21 Med: 0.28 Max: 0.42
Current: 0.42
During the past 13 years, the highest Debt-to-Equity Ratio of Profile Systems & Software was 0.42. The lowest was 0.21. And the median was 0.28.
ATH:PROF's Debt-to-Equity is ranked worse than 66.9% of 2245
companies
in the Software industry
Industry Median: 0.19
vs ATH:PROF: 0.42
Profile Systems & Software (ATH:PROF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Profile Systems & Software Debt-to-Equity Related Terms
Profile Systems & Software Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ATH:PROF vs UBER, SHOP, CRM: Debt-to-Equity Comparison
For the Software - Application subindustry, Profile Systems & Software's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Profile Systems & Software Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Profile Systems & Software's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Profile Systems & Software's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Profile Systems & Software (ATH:PROF) has a Debt-to-Equity of 0.42 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Profile Systems & Software and its competitors. This is 50% above median its historical median of 0.28. Over the past decade, Profile Systems & Software's Debt-to-Equity has ranged from 0.21 to 0.42. According to the industry distribution chart, Profile Systems & Software ranks #1502 out of 2245 companies in the Software industry, placing it in the top 66.9%.
Is Profile Systems & Software's Debt-to-Equity too high?
Profile Systems & Software's current Debt-to-Equity of 0.42 is 50% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.42. The Software industry median Debt-to-Equity is 0.19. Profile Systems & Software's value of 0.42 is 121.1% above this industry median. Based on the distribution chart, Profile Systems & Software ranks #1502 out of 2245 companies in the Software industry, which is below the industry midpoint. Overall, Profile Systems & Software has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Profile Systems & Software's Debt-to-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Profile Systems & Software ranks #1502 out of 2245 companies for Debt-to-Equity. This places Profile Systems & Software in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Profile Systems & Software's value of 0.42 is 121.1% above this benchmark. Historically, Profile Systems & Software's own Debt-to-Equity has ranged from 0.21 to 0.42 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.19, Profile Systems & Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,245 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Profile Systems & Software's current Debt-to-Equity of 0.42 is 121.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Profile Systems & Software and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Profile Systems & Software's current Debt-to-Equity is 0.42, which is 50% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Profile Systems & Software stock overvalued right now?
Based on GuruFocus' analysis, Profile Systems & Software (ATH:PROF) is currently considered Fairly Valued. The stock's GF Value™ is €9.44, compared to a current price of €8.89 — trading 5.8% below its estimated fair value. The current Debt-to-Equity is 0.42, which is 50% above median its 10-year median of 0.28 and 121.1% above the Software industry median of 0.19. Profile Systems & Software's overall GF Score™ is 100/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Profile Systems & Software (ATH:PROF), the current Debt-to-Equity is 0.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Profile Systems & Software (ATH:PROF) Overvalued in 2026?
Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued.
The current stock price of €8.89 is trading 5.8% below its estimated GF Value™ of €9.44.
GuruFocus considers Profile Systems & Software to be Fairly Valued.
Key valuation signals for ATH:PROF:
Debt-to-Equity: 0.42 (50% above median its 10-year median of 0.28)
GF Value™: €9.44 vs. price of €8.89 (5.8% below fair value)
Industry Position: 121.1% above the Software median (#1502 of 2245)
No single metric tells the full story. See the ATH:PROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
100GF Score
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