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Profile Systems & Software (ATH:PROF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Profile Systems & Software Effective Interest Rate on Debt % Related Terms
Profile Systems & Software Effective Interest Rate on Debt % Historical Data
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The historical data trend for Profile Systems & Software's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Profile Systems & Software Effective Interest Rate on Debt % Chart
ATH:PROF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Profile Systems & Software's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Profile Systems & Software Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Profile Systems & Software's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Profile Systems & Software's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.67% mean?
Profile Systems & Software (ATH:PROF) has a Effective Interest Rate on Debt % of 8.67% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Profile Systems & Software and its competitors.
Is Profile Systems & Software's Effective Interest Rate on Debt % too high?
Profile Systems & Software's current Effective Interest Rate on Debt % is 8.67%. Overall, Profile Systems & Software has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Profile Systems & Software's Effective Interest Rate on Debt % compare to UBER and SHOP?
Profile Systems & Software's Effective Interest Rate on Debt % of 8.67% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Profile Systems & Software and its competitors. Profile Systems & Software's current Effective Interest Rate on Debt % is 8.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Profile Systems & Software stock overvalued right now?
Based on GuruFocus' analysis, Profile Systems & Software (ATH:PROF) is currently considered Fairly Valued. The stock's GF Value™ is €9.44, compared to a current price of €8.89 — trading 5.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.67%. Profile Systems & Software's overall GF Score™ is 100/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Profile Systems & Software (ATH:PROF), the current Effective Interest Rate on Debt % is 8.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Profile Systems & Software (ATH:PROF) Overvalued in 2026?
Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued.
The current stock price of €8.89 is trading 5.8% below its estimated GF Value™ of €9.44.
GuruFocus considers Profile Systems & Software to be Fairly Valued.
Key valuation signals for ATH:PROF:
Effective Interest Rate on Debt %: 8.67%
GF Value™: €9.44 vs. price of €8.89 (5.8% below fair value)
No single metric tells the full story. See the ATH:PROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
100GF Score
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