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Profile Systems & SoftwareATH:PROF +1.02%100 Intrinsic Value: Projected FCF is €2.21 as of Aug. 14, 2026, which is 100% below its 10-year median of 2.78. GuruFocus rates ATH:PROF with a GF Score™ of 100/100 and a GF Value™ of €9.65 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,457 Software companies, Profile Systems & Software ranks worse than 82.77% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Profile Systems & Software's Intrinsic Value: Projected FCF or its related term are showing as below:
ATH:PROF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.49 Med: 2.78 Max: 4.48
Current: 4.48
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Profile Systems & Software was 4.48. The lowest was 0.49. And the median was 2.78.
ATH:PROF's Price-to-Projected-FCF is ranked worse than 82.77% of 1457
companies
in the Software industry
Industry Median: 1.44
vs ATH:PROF: 4.48
Profile Systems & Software (ATH:PROF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Profile Systems & Software's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
9.89
/
2.2055142635871
=
4.48
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Profile Systems & Software Intrinsic Value: Projected FCF Related Terms
Profile Systems & Software Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Profile Systems & Software's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Profile Systems & Software Intrinsic Value: Projected FCF Chart
ATH:PROF vs QH, SHOP, UBER: Intrinsic Value: Projected FCF Comparison
For the Software - Application subindustry, Profile Systems & Software's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Profile Systems & Software Price-to-Projected-FCF vs Software Industry
For the Software industry and Technology sector, Profile Systems & Software's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Profile Systems & Software's Price-to-Projected-FCF falls into.
Profile Systems & Software Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of €2.21 mean?
Profile Systems & Software (ATH:PROF) has a Intrinsic Value: Projected FCF of €2.21 as of Aug. 14, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Profile Systems & Software and its competitors. This is 21% below median its historical median of 2.78. Over the past decade, Profile Systems & Software's Intrinsic Value: Projected FCF has ranged from 0.49 to 4.48. According to the industry distribution chart, Profile Systems & Software ranks #1206 out of 1457 companies in the Software industry, placing it in the top 82.8%.
Is Profile Systems & Software's Intrinsic Value: Projected FCF too high?
Profile Systems & Software's current Intrinsic Value: Projected FCF of €2.21 is 21% below median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 4.48. Based on the distribution chart, Profile Systems & Software ranks #1206 out of 1457 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Profile Systems & Software has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Profile Systems & Software's Intrinsic Value: Projected FCF compare to QH and SHOP?
According to the Software industry distribution chart, Profile Systems & Software ranks #1206 out of 1457 companies for Intrinsic Value: Projected FCF. This places Profile Systems & Software in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 1.44. Historically, Profile Systems & Software's own Intrinsic Value: Projected FCF has ranged from 0.49 to 4.48 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Software company?
The median Intrinsic Value: Projected FCF among Software companies is 1.44, based on 1,457 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Profile Systems & Software and its competitors. For the Software industry, the median Intrinsic Value: Projected FCF is 1.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Profile Systems & Software's current Intrinsic Value: Projected FCF is €2.21, which is 21% below median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Profile Systems & Software stock overvalued right now?
Based on GuruFocus' analysis, Profile Systems & Software (ATH:PROF) is currently considered Fairly Valued. The stock's GF Value™ is €9.65, compared to a current price of €9.89 — trading 2.5% above its estimated fair value. The current Intrinsic Value: Projected FCF is €2.21, which is 21% below median its 10-year median of 2.78. Profile Systems & Software's overall GF Score™ is 100/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Profile Systems & Software (ATH:PROF), the current Intrinsic Value: Projected FCF is €2.21 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Profile Systems & Software (ATH:PROF) Overvalued in 2026?
Based on GuruFocus' analysis, Profile Systems & Software stock appears to be overvalued.
The current stock price of €9.89 is trading 2.5% above its estimated GF Value™ of €9.65.
GuruFocus considers Profile Systems & Software to be Fairly Valued.
Key valuation signals for ATH:PROF:
Intrinsic Value: Projected FCF: €2.21 (21% below median its 10-year median of 2.78)
GF Value™: €9.65 vs. price of €9.89 (2.5% above fair value)
No single metric tells the full story. See the ATH:PROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
100GF Score
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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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