Profile Systems & Software (ATH:PROF) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ATH:PROF Profile Systems & Software SA ATH:PROF
100 GF Score
Price €8.89
GF Value €9.44
Valuation Fairly Valued
! 7 Warning Signs
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What is Profile Systems & Software Net Loan?

Net Loan only applies to banks and insurance companies.

ATH:PROF
100GF Score
Profile Systems & Software SA ATH:PROF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Profile Systems & Software (ATH:PROF) Overvalued in 2026?

Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued. The current stock price of €8.89 is trading 5.8% below its estimated GF Value™ of €9.44. GuruFocus considers Profile Systems & Software to be Fairly Valued.

Key valuation signals for ATH:PROF:

  • Net Loan:
  • GF Value™: €9.44 vs. price of €8.89 (5.8% below fair value)
  • GF Score™: 100/100 with 7 warning signs

No single metric tells the full story. See the ATH:PROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Profile Systems & Software Business Description

Other Exchanges NB6:Germany
Address 199 Syngrou Ave. N. Smyrni, Athens, GRC, 17121
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
100GF Score

Get the complete analysis for ATH:PROF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.89
Price
€9.44
GF Value