THG (The Hanover Insurance Group) Accounts Receivable: $4,029 Mil (As of Jun. 2026)

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THG The Hanover Insurance Group Inc THG
67 GF Score
Price $221.94
GF Value $208.07
Valuation Fairly Valued
! 7 Warning Signs
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What is The Hanover Insurance Group Accounts Receivable?

The Hanover Insurance Group THG -1.69% 67 Accounts Receivable is $4,029 Mil as of Jun. 2026. GuruFocus rates THG with a GF Score™ of 67/100 and a GF Value™ of $208.07 (Fairly Valued). The stock has 7 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. The Hanover Insurance Group's accounts receivables for the quarter that ended in Jun. 2026 was $4,029 Mil.

Accounts receivable can be measured by Days Sales Outstanding. The Hanover Insurance Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 213.43.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. The Hanover Insurance Group's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-233.46.


The Hanover Insurance Group Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

The Hanover Insurance Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=4029/1722.6*91
=213.43

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), The Hanover Insurance Group's accounts receivable are only considered to be worth 75% of book value:

The Hanover Insurance Group's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(2021.9+0.75 * 4029+0.5 * 0-13191.4
-0-0)/34.900
=-233.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


The Hanover Insurance Group Accounts Receivable Related Terms


The Hanover Insurance Group Accounts Receivable Historical Data

* Premium members only.

The historical data trend for The Hanover Insurance Group's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Hanover Insurance Group Accounts Receivable Chart

The Hanover Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,376.80 3,565.90 3,761.70 3,795.30 3,872.40

The Hanover Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,873.40 3,906.40 3,872.40 3,907.60 4,029.00
THG
67GF Score
The Hanover Insurance Group Inc THG
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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The Hanover Insurance Group Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $4,029 Mil mean?
The Hanover Insurance Group (THG) has a Accounts Receivable of $4,029 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on The Hanover Insurance Group and its competitors.
Is The Hanover Insurance Group's Accounts Receivable too high?
The Hanover Insurance Group's current Accounts Receivable is $4,029 Mil. Overall, The Hanover Insurance Group has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hanover Insurance Group's Accounts Receivable compare to KNSL and MCY?
The Hanover Insurance Group's Accounts Receivable of $4,029 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for an Insurance company?
A good Accounts Receivable depends on the Insurance industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on The Hanover Insurance Group and its competitors. The Hanover Insurance Group's current Accounts Receivable is $4,029 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hanover Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hanover Insurance Group (THG) is currently considered Fairly Valued. The stock's GF Value™ is $208.07, compared to a current price of $221.94 — trading 6.7% above its estimated fair value. The current Accounts Receivable is $4,029 Mil. The Hanover Insurance Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For The Hanover Insurance Group (THG), the current Accounts Receivable is $4,029 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Hanover Insurance Group (THG) Overvalued in 2026?

Based on GuruFocus' analysis, The Hanover Insurance Group stock appears to be overvalued. The current stock price of $221.94 is trading 6.7% above its estimated GF Value™ of $208.07. GuruFocus considers The Hanover Insurance Group to be Fairly Valued.

Key valuation signals for THG:

  • Accounts Receivable: $4,029 Mil
  • GF Value™: $208.07 vs. price of $221.94 (6.7% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the THG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Hanover Insurance Group Business Description

Other Exchanges AF4:Germany
Address 440 Lincoln Street, Worcester, MA, USA, 01653
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
67GF Score

Get the complete analysis for THG

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$221.94
Price
$208.07
GF Value