CULL (Cullman Bancorp) Average Interest Earning Assets (USD Mil): 388.96 (As of Mar. 2024)

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CULL Cullman Bancorp Inc CULL
58 GF Score
Price $17.00
GF Value $14.11
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cullman Bancorp Average Interest Earning Assets (USD Mil)?

Cullman Bancorp CULL 58 Average Interest Earning Assets (USD Mil) is 388.96 as of Mar. 2024. GuruFocus rates CULL with a GF Score™ of 58/100 and a GF Value™ of $14.11 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.

Cullman Bancorp's Average Interest Earning Assets (USD Mil) for the quarter that ended in Mar. 2024 was 388.96 , which is higher than 0.00 for the pervious quarter ended in Dec. 2023.

Cullman Bancorp's Average Interest Earning Assets (USD Mil) for the annual that ended in Dec. 2023 was 390.11 , which is higher than 362.12 for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Cullman Bancorp's Average Interest Earning Assets (USD Mil) or its related term are showing as below:

CULL's Average Interest Earning Assets (USD Mil) is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.

Cullman Bancorp  (OTCPK:CULL) Average Interest Earning Assets (USD Mil) Explanation

Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.

Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.


Cullman Bancorp Average Interest Earning Assets (USD Mil) Related Terms


Cullman Bancorp Average Interest Earning Assets (USD Mil) Historical Data

* Premium members only.

The historical data trend for Cullman Bancorp's Average Interest Earning Assets (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullman Bancorp Average Interest Earning Assets (USD Mil) Chart

Cullman Bancorp Annual Data
Trend Dec21 Dec22 Dec23
Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Construction Loans (USD Mil)
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Cullman BancorpQuarterly Data
Trend Jun21 Sep21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Construction Loans (USD Mil)
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CULL vs AUBN, MFBP, FUSB: Average Interest Earning Assets (USD Mil) Comparison

For the Banks - Regional subindustry, Cullman Bancorp's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CULL
58GF Score
Cullman Bancorp Inc CULL
Average Interest Earning Assets (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Average Interest Earning Assets (USD Mil) of 388.96 mean?
Cullman Bancorp (CULL) has a Average Interest Earning Assets (USD Mil) of 388.96 as of Mar. 2024. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Cullman Bancorp and its competitors.
Is Cullman Bancorp's Average Interest Earning Assets (USD Mil) too high?
Cullman Bancorp's current Average Interest Earning Assets (USD Mil) is 388.96. Overall, Cullman Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullman Bancorp's Average Interest Earning Assets (USD Mil) compare to AUBN and MFBP?
Cullman Bancorp's Average Interest Earning Assets (USD Mil) of 388.96 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Banks company?
A good Average Interest Earning Assets (USD Mil) depends on the Banks industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Cullman Bancorp and its competitors. Cullman Bancorp's current Average Interest Earning Assets (USD Mil) is 388.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullman Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cullman Bancorp (CULL) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.11, compared to a current price of $17.00 — trading 20.5% above its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 388.96. Cullman Bancorp's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For Cullman Bancorp (CULL), the current Average Interest Earning Assets (USD Mil) is 388.96 as of Mar. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullman Bancorp (CULL) Overvalued in 2026?

Based on GuruFocus' analysis, Cullman Bancorp stock appears to be overvalued. The current stock price of $17.00 is trading 20.5% above its estimated GF Value™ of $14.11. GuruFocus considers Cullman Bancorp to be Modestly Overvalued.

Key valuation signals for CULL:

  • Average Interest Earning Assets (USD Mil): 388.96
  • GF Value™: $14.11 vs. price of $17.00 (20.5% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the CULL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cullman Bancorp Business Description

Address 316 Second Avenue S.W., Cullman, AL, USA, 35055
Cullman Bancorp Inc through a subsidiary, accepts deposits and offers one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, multi-family real estate loans, and consumer loans. The company offers deposit products, including checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Geographically, the activities are carried out in the United States.
58GF Score

Get the complete analysis for CULL

Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.00
Price
$14.11
GF Value