CULL (Cullman Bancorp) Tax Rate %: 21.17% (As of Mar. 2026)

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CULL Cullman Bancorp Inc CULL
60 GF Score
Price $16.00
GF Value $13.67
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cullman Bancorp Tax Rate %?

Cullman Bancorp CULL +0.06% 60 Tax Rate % is 21.17% as of Mar. 2026. GuruFocus rates CULL with a GF Score™ of 60/100 and a GF Value™ of $13.67 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Cullman Bancorp's Tax Expense for the three months ended in Mar. 2026 was $0.17 Mil. Cullman Bancorp's Pre-Tax Income for the three months ended in Mar. 2026 was $0.82 Mil. Therefore, Cullman Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 was 21.17%.

Cullman Bancorp Tax Rate % Related Terms

Cullman Bancorp Tax Rate % Historical Data

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The historical data trend for Cullman Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullman Bancorp Tax Rate % Chart

Cullman Bancorp Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.43 20.84 21.72 19.86 21.06

Cullman Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.53 22.78 20.04 21.09 21.17
CULL
60GF Score
Cullman Bancorp Inc CULL
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cullman Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Cullman Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=1.079/5.124
=21.06 %

Cullman Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0.174/0.822
=21.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 21.17% mean?
Cullman Bancorp (CULL) has a Tax Rate % of 21.17% as of Mar. 2026.
Is Cullman Bancorp's Tax Rate % too high?
Cullman Bancorp's current Tax Rate % is 21.17%. Overall, Cullman Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullman Bancorp's Tax Rate % compare to BCOW and NACB?
Cullman Bancorp's Tax Rate % of 21.17% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Cullman Bancorp's current Tax Rate % is 21.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullman Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cullman Bancorp (CULL) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.67, compared to a current price of $16.00 — trading 17% above its estimated fair value. The current Tax Rate % is 21.17%. Cullman Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Cullman Bancorp (CULL), the current Tax Rate % is 21.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullman Bancorp (CULL) Overvalued in 2026?

Based on GuruFocus' analysis, Cullman Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 17% above its estimated GF Value™ of $13.67. GuruFocus considers Cullman Bancorp to be Modestly Overvalued.

Key valuation signals for CULL:

  • Tax Rate %: 21.17%
  • GF Value™: $13.67 vs. price of $16.00 (17% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the CULL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullman Bancorp Business Description

Address 316 Second Avenue S.W., Cullman, AL, USA, 35055
Cullman Bancorp Inc through a subsidiary, accepts deposits and offers one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, multi-family real estate loans, and consumer loans. The company offers deposit products, including checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Geographically, the activities are carried out in the United States.
60GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$13.67
GF Value