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CULL (Cullman Bancorp) Peter Lynch Fair Value : $13.53 (As of Dec. 14, 2024)


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What is Cullman Bancorp Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Cullman Bancorp's PEG is 1. Cullman Bancorp's 5-Year TTM Book Value Growth Rate is 25. Cullman Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 was $0.54. Therefore, the Peter Lynch Fair Value for today is $13.53.

As of today (2024-12-14), Cullman Bancorp's share price is $9.74. Cullman Bancorp's Peter Lynch fair value is $13.53. Therefore, Cullman Bancorp's Price to Peter Lynch Fair Value Ratio for today is 0.72.


The historical rank and industry rank for Cullman Bancorp's Peter Lynch Fair Value or its related term are showing as below:

CULL' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.7   Med: 0.86   Max: 1.97
Current: 0.72


During the past 9 years, the highest Price to Peter Lynch Fair Value Ratio of Cullman Bancorp was 1.97. The lowest was 0.70. And the median was 0.86.


CULL's Price-to-Peter-Lynch-Fair-Value is ranked better than
62.95% of 726 companies
in the Banks industry
Industry Median: 0.93 vs CULL: 0.72

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Cullman Bancorp Peter Lynch Fair Value Historical Data

The historical data trend for Cullman Bancorp's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cullman Bancorp Peter Lynch Fair Value Chart

Cullman Bancorp Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only - 8.48 6.23 14.65 13.53

Cullman Bancorp Quarterly Data
Dec11 Mar12 Jun12 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 13.53 -

Competitive Comparison of Cullman Bancorp's Peter Lynch Fair Value

For the Banks - Regional subindustry, Cullman Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cullman Bancorp's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cullman Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Cullman Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.



Cullman Bancorp Peter Lynch Fair Value Calculation

Cullman Bancorp's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 25 *0.541
=13.53

Cullman Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $0.54.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Cullman Bancorp  (OTCPK:CULL) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 25 instead of 15 in this case.

Cullman Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=9.74/13.53
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cullman Bancorp Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Cullman Bancorp's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Cullman Bancorp Business Description

Traded in Other Exchanges
N/A
Address
316 Second Avenue S.W., Cullman, AL, USA, 35055
Cullman Bancorp Inc through a subsidiary accepts deposits and offers one- to four-family residential real estate loans, commercial real estate loans commercial and industrial loans, and construction loans, multi-family real estate loans, and consumer loans. The company offers deposit accounts, including checking accounts, savings accounts, individual retirement accounts, and certificate of deposit accounts. Geographically the activities are carried out through the United States.
Executives
Riley John A Iii director, officer: President & CEO 316 SECOND AVENUE S.W., CULLMAN AL 35055
Paul D Bussman director 316 SECOND AVENUE S.W., CULLMAN AL 35055
Nancy Mcclellan director 316 SECOND AVENUE S.W., CULLMAN AL 35055
Robin Parson director, officer: Executive Vice President 316 SECOND AVENUE S.W., CULLMAN AL 35055
Lynne Morton director 316 SECOND AVENUE, SW, CULLMAN AL 35055
Katrina I Stephens officer: SVP and CFO 316 SECOND AVENUE, SW, CULLMAN AL 35055
T Aira Ugarkovich officer: EVP and COO 316 SECOND AVENUE, SW, CULLMAN AL 35055
Gregory T Barksdale director 316 SECOND AVENUE, SW, CULLMAN AL 35055
Chad T Burks director 316 SECOND AVENUE, SW, CULLMAN AL 35055