CULL (Cullman Bancorp) Altman Z2-Score


CULL Cullman Bancorp Inc CULL
61 GF Score
Price $15.50
GF Value $13.60
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Cullman Bancorp Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

CULL
61GF Score
Cullman Bancorp Inc CULL
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cullman Bancorp (CULL) Overvalued in 2026?

Based on GuruFocus' analysis, Cullman Bancorp stock appears to be overvalued. The current stock price of $15.50 is trading 14% above its estimated GF Value™ of $13.60. GuruFocus considers Cullman Bancorp to be Modestly Overvalued.

Key valuation signals for CULL:

  • Altman Z2-Score:
  • GF Value™: $13.60 vs. price of $15.50 (14% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the CULL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullman Bancorp Business Description

Address 316 Second Avenue S.W., Cullman, AL, USA, 35055
Cullman Bancorp Inc through a subsidiary, accepts deposits and offers one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, multi-family real estate loans, and consumer loans. The company offers deposit products, including checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Geographically, the activities are carried out in the United States.
61GF Score

Get the complete analysis for CULL

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.50
Price
$13.60
GF Value