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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Cullman Bancorp's Enterprise Value is $146.26 Mil.
Cullman Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Cullman Bancorp's EV-to-OCF for today is .
The historical rank and industry rank for Cullman Bancorp's EV-to-OCF or its related term are showing as below:
CULL'
s EV-to-OCF Range Over the Past 10 Years
Min: 10.47 Med: 19.05 Max: 66.93
Current: 24.7
During the past 11 years, the highest EV-to-OCF of Cullman Bancorp was 66.93. The lowest was 10.47. And the median was 19.05.
CULL's EV-to-OCF is ranked worse than 90.59% of 1498
companies
in the Banks industry
Industry Median: 4.04
vs CULL: 24.70
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Cullman Bancorp's PE Ratio (TTM) for today is calculated as:
Cullman Bancorp's share price for today is $16.50.
Cullman Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.671.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Cullman Bancorp EV-to-OCF Related Terms
Cullman Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Cullman Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Cullman Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cullman Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Cullman Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Cullman Bancorp's EV-to-OCF falls into.
Cullman Bancorp's current Enterprise Value is $146.26 Mil.
Cullman Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Cullman Bancorp (CULL) Overvalued in 2026?
Based on GuruFocus' analysis, Cullman Bancorp stock appears to be overvalued.
The current stock price of $16.50 is trading 17.4% above its estimated GF Value™ of $14.06.
GuruFocus considers Cullman Bancorp to be Modestly Overvalued.
Key valuation signals for CULL:
EV-to-OCF:
GF Value™: $14.06 vs. price of $16.50 (17.4% above fair value)
No single metric tells the full story. See the CULL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cullman Bancorp Inc through a subsidiary, accepts deposits and offers one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, multi-family real estate loans, and consumer loans. The company offers deposit products, including checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Geographically, the activities are carried out in the United States.
61GF Score
Get the complete analysis for CULL
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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