Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.
Oconee Federal Financial's Average Interest Earning Assets (USD Mil) for the quarter that ended in Mar. 2023 was 555.10
, which is higher than
537.36 for the pervious quarter ended in Dec. 2022.
Oconee Federal Financial's Average Interest Earning Assets (USD Mil) for the annual that ended in Jun. 2022 was 507.02
, which is higher than
488.19 for the pervious year ended in Jun. 2021.
The historical rank and industry rank for Oconee Federal Financial's Average Interest Earning Assets (USD Mil) or its related term are showing as below:
OFED's Average Interest Earning Assets (USD Mil) is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.
Oconee Federal Financial (OTCPK:OFED) Average Interest Earning Assets (USD Mil) Explanation
Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.
Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.
Oconee Federal Financial Average Interest Earning Assets (USD Mil) Related Terms
Oconee Federal Financial Average Interest Earning Assets (USD Mil) Historical Data
* Premium members only.
The historical data trend for Oconee Federal Financial's Average Interest Earning Assets (USD Mil) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oconee Federal Financial Average Interest Earning Assets (USD Mil) Chart
OFED vs FCPB, BLHK, BNCC: Average Interest Earning Assets (USD Mil) Comparison
For the Banks - Regional subindustry, Oconee Federal Financial's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Average Interest Earning Assets (USD Mil) of 555.10 mean?
Oconee Federal Financial (OFED) has a Average Interest Earning Assets (USD Mil) of 555.10 as of Mar. 2023. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Oconee Federal Financial and its competitors.
Is Oconee Federal Financial's Average Interest Earning Assets (USD Mil) too high?
Oconee Federal Financial's current Average Interest Earning Assets (USD Mil) is 555.10. Overall, Oconee Federal Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oconee Federal Financial's Average Interest Earning Assets (USD Mil) compare to FCPB and BLHK?
Oconee Federal Financial's Average Interest Earning Assets (USD Mil) of 555.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Banks company?
A good Average Interest Earning Assets (USD Mil) depends on the Banks industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Oconee Federal Financial and its competitors. Oconee Federal Financial's current Average Interest Earning Assets (USD Mil) is 555.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Federal Financial (OFED) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.98, compared to a current price of $21.50 — trading 34.5% above its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 555.10. Oconee Federal Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For Oconee Federal Financial (OFED), the current Average Interest Earning Assets (USD Mil) is 555.10 as of Mar. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oconee Federal Financial (OFED) Overvalued in 2026?
Based on GuruFocus' analysis, Oconee Federal Financial stock appears to be overvalued.
The current stock price of $21.50 is trading 34.5% above its estimated GF Value™ of $15.98.
GuruFocus considers Oconee Federal Financial to be Significantly Overvalued.
Key valuation signals for OFED:
Average Interest Earning Assets (USD Mil): 555.10
GF Value™: $15.98 vs. price of $21.50 (34.5% above fair value)
No single metric tells the full story. See the OFED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oconee Federal Financial Corp is a United States-based stock holding company. The company through its subsidiaries provides banking products and services in the US states of South Carolina and Georgia. Its principal business activity involves attracting retail deposits from the public and investing those deposits, together with funds generated from operations, in one-to-four family residential mortgage loans and, to a lesser extent, non-residential mortgage, construction and land, agricultural, and other loans.
57GF Score
Get the complete analysis for OFED
Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OFED has been successfully added to your 
