OFED (Oconee Federal Financial) Market Cap: $125.13 Mil (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OFED Oconee Federal Financial Corp OFED
57 GF Score
Price $21.50
GF Value $15.98
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Oconee Federal Financial Market Cap?

Oconee Federal Financial OFED 57 Market Cap is $125.13 Mil as of Jul. 30, 2026. GuruFocus rates OFED with a GF Score™ of 57/100 and a GF Value™ of $15.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,543 Banks companies, Oconee Federal Financial ranks worse than 77.06% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Oconee Federal Financial's share price for the quarter that ended in Mar. 2026 was $15.71. Oconee Federal Financial's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 5.82 Mil. Therefore, Oconee Federal Financial's market cap for the quarter that ended in Mar. 2026 was $91.43 Mil.

Oconee Federal Financial's quarterly market cap increased from Sep. 2025 ($89.12 Mil) to Dec. 2025 ($100.25 Mil) but then declined from Dec. 2025 ($100.25 Mil) to Mar. 2026 ($91.43 Mil).

Oconee Federal Financial's annual market cap declined from Jun. 2023 ($79.42 Mil) to Jun. 2024 ($73.56 Mil) and declined from Jun. 2024 ($73.56 Mil) to Jun. 2025 ($70.48 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Oconee Federal Financial's Enterprise Value for Today is $134.15 Mil.


Oconee Federal Financial  (OTCPK:OFED) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Oconee Federal Financial Market Cap Related Terms


Oconee Federal Financial Market Cap Historical Data

* Premium members only.

The historical data trend for Oconee Federal Financial's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oconee Federal Financial Market Cap Chart

Oconee Federal Financial Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Market Cap
Get a 7-Day Free Trial Premium Member Only Premium Member Only 130.76 121.47 79.42 73.56 70.48

Oconee Federal Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 72.98 70.48 89.12 100.25 91.43

OFED vs FCPB, BLHK, BNCC: Market Cap Comparison

For the Banks - Regional subindustry, Oconee Federal Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oconee Federal Financial Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Oconee Federal Financial's Market Cap distribution charts can be found below:

* The bar in red indicates where Oconee Federal Financial's Market Cap falls into.


OFED
57GF Score
Oconee Federal Financial Corp OFED
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oconee Federal Financial Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Oconee Federal Financial's Market Cap for the fiscal year that ended in Jun. 2025 is calculated as

Market Cap (A: Jun. 2025 )=Share Price (A: Jun. 2025 )*Shares Outstanding (EOP) (A: Jun. 2025 )
=$12.1*5.825
=$70.48

Oconee Federal Financial's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=$15.71*5.820
=$91.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $125.13 Mil mean?
Oconee Federal Financial (OFED) has a Market Cap of $125.13 Mil as of Jul. 30, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Oconee Federal Financial and its competitors. According to the industry distribution chart, Oconee Federal Financial ranks #1189 out of 1543 companies in the Banks industry, placing it in the top 77.1%.
Is Oconee Federal Financial's Market Cap too high?
Oconee Federal Financial's current Market Cap is $125.13 Mil. The Banks industry median Market Cap is 733.70. Oconee Federal Financial's value of $125.13 Mil is 82.9% below this industry median. Based on the distribution chart, Oconee Federal Financial ranks #1189 out of 1543 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oconee Federal Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oconee Federal Financial's Market Cap compare to FCPB and BLHK?
According to the Banks industry distribution chart, Oconee Federal Financial ranks #1189 out of 1543 companies for Market Cap. This places Oconee Federal Financial in the lower half of its industry. The industry median Market Cap is 733.70. Oconee Federal Financial's value of $125.13 Mil is 82.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 733.70, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oconee Federal Financial's current Market Cap of $125.13 Mil is 82.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Oconee Federal Financial and its competitors. For the Banks industry, the median Market Cap is 733.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oconee Federal Financial's current Market Cap is $125.13 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Federal Financial (OFED) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.98, compared to a current price of $21.50 — trading 34.5% above its estimated fair value. The current Market Cap is $125.13 Mil and 82.9% below the Banks industry median of 733.70. Oconee Federal Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Oconee Federal Financial (OFED), the current Market Cap is $125.13 Mil as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oconee Federal Financial (OFED) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Federal Financial stock appears to be overvalued. The current stock price of $21.50 is trading 34.5% above its estimated GF Value™ of $15.98. GuruFocus considers Oconee Federal Financial to be Significantly Overvalued.

Key valuation signals for OFED:

  • Market Cap: $125.13 Mil
  • GF Value™: $15.98 vs. price of $21.50 (34.5% above fair value)
  • GF Score™: 57/100 with 7 warning signs
  • Industry Position: 82.9% below the Banks median (#1189 of 1543)

No single metric tells the full story. See the OFED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oconee Federal Financial Business Description

Address 115 East North Second Street, Seneca, SC, USA, 29678
Oconee Federal Financial Corp is a United States-based stock holding company. The company through its subsidiaries provides banking products and services in the US states of South Carolina and Georgia. Its principal business activity involves attracting retail deposits from the public and investing those deposits, together with funds generated from operations, in one-to-four family residential mortgage loans and, to a lesser extent, non-residential mortgage, construction and land, agricultural, and other loans.
57GF Score

Get the complete analysis for OFED

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.50
Price
$15.98
GF Value