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Oconee Federal FinancialOFED 57 Cyclically Adjusted PS Ratio is 6.14 as of Jul. 31, 2026, which is 9% below its 10-year median of 6.73. GuruFocus rates OFED with a GF Score™ of 57/100 and a GF Value™ of $15.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,300 Banks companies, Oconee Federal Financial ranks worse than 86.31% on this metric.
The historical rank and industry rank for Oconee Federal Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:
OFED'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.02 Med: 6.73 Max: 10.34
Current: 6.15
During the past years, Oconee Federal Financial's highest Cyclically Adjusted PS Ratio was 10.34. The lowest was 3.02. And the median was 6.73.
OFED's Cyclically Adjusted PS Ratio is ranked worse than 86.31% of 1300
companies
in the Banks industry
Industry Median: 3.42
vs OFED: 6.15
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Oconee Federal Financial's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.749. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $3.50 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Oconee Federal Financial (OTCPK:OFED) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Oconee Federal Financial Cyclically Adjusted PS Ratio Related Terms
Oconee Federal Financial Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Oconee Federal Financial's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oconee Federal Financial Cyclically Adjusted PS Ratio Chart
OFED vs FCPB, BLHK, BNCC: Cyclically Adjusted PS Ratio Comparison
For the Banks - Regional subindustry, Oconee Federal Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oconee Federal Financial Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Oconee Federal Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Oconee Federal Financial's Cyclically Adjusted PS Ratio falls into.
Oconee Federal Financial Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 6.14 mean?
Oconee Federal Financial (OFED) has a Cyclically Adjusted PS Ratio of 6.14 as of Jul. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oconee Federal Financial and its competitors. This is near median its historical median of 6.73. Over the past decade, Oconee Federal Financial's Cyclically Adjusted PS Ratio has ranged from 3.02 to 10.34. According to the industry distribution chart, Oconee Federal Financial ranks #1122 out of 1300 companies in the Banks industry, placing it in the top 86.3%.
Is Oconee Federal Financial's Cyclically Adjusted PS Ratio too high?
Oconee Federal Financial's current Cyclically Adjusted PS Ratio of 6.14 is near median its 10-year median of 6.73. Over the past 10 years, this metric has ranged from a low of 3.02 to a high of 10.34. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Oconee Federal Financial's value of 6.14 is 79.5% above this industry median. Based on the distribution chart, Oconee Federal Financial ranks #1122 out of 1300 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oconee Federal Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oconee Federal Financial's Cyclically Adjusted PS Ratio compare to FCPB and BLHK?
According to the Banks industry distribution chart, Oconee Federal Financial ranks #1122 out of 1300 companies for Cyclically Adjusted PS Ratio. This places Oconee Federal Financial in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Oconee Federal Financial's value of 6.14 is 79.5% above this benchmark. Historically, Oconee Federal Financial's own Cyclically Adjusted PS Ratio has ranged from 3.02 to 10.34 over the past decade. While the company's 10-year median is 6.73 vs. the industry median of 3.42, Oconee Federal Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oconee Federal Financial's current Cyclically Adjusted PS Ratio of 6.14 is 79.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oconee Federal Financial and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oconee Federal Financial's current Cyclically Adjusted PS Ratio is 6.14, which is near median its own 10-year median of 6.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Federal Financial (OFED) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.98, compared to a current price of $21.50 — trading 34.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.14, which is near median its 10-year median of 6.73 and 79.5% above the Banks industry median of 3.42. Oconee Federal Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Oconee Federal Financial (OFED), the current Cyclically Adjusted PS Ratio is 6.14 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oconee Federal Financial (OFED) Overvalued in 2026?
Based on GuruFocus' analysis, Oconee Federal Financial stock appears to be overvalued.
The current stock price of $21.50 is trading 34.5% above its estimated GF Value™ of $15.98.
GuruFocus considers Oconee Federal Financial to be Significantly Overvalued.
Key valuation signals for OFED:
Cyclically Adjusted PS Ratio: 6.14 (near median its 10-year median of 6.73)
GF Value™: $15.98 vs. price of $21.50 (34.5% above fair value)
Industry Position: 79.5% above the Banks median (#1122 of 1300)
No single metric tells the full story. See the OFED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oconee Federal Financial Corp is a United States-based stock holding company. The company through its subsidiaries provides banking products and services in the US states of South Carolina and Georgia. Its principal business activity involves attracting retail deposits from the public and investing those deposits, together with funds generated from operations, in one-to-four family residential mortgage loans and, to a lesser extent, non-residential mortgage, construction and land, agricultural, and other loans.
57GF Score
Get the complete analysis for OFED
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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