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Oconee Federal FinancialOFED 57 Earnings per Share (Diluted) is $0.86 as of Mar. 2026. GuruFocus rates OFED with a GF Score™ of 57/100 and a GF Value™ of $15.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,413 Banks companies, Oconee Federal Financial ranks worse than 70771.34% on this metric.
During the past 12 months, Oconee Federal Financial's average EPS without NRIGrowth Rate was 45.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -5.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -4.20% per year.
During the past 13 years, Oconee Federal Financial's highest 3-Year average EPS without NRI Growth Rate was 20.40% per year. The lowest was -21.30% per year. And the median was 2.25% per year.
Oconee Federal Financial (OTCPK:OFED) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Oconee Federal Financial Earnings per Share (Diluted) Related Terms
Oconee Federal Financial Earnings per Share (Diluted) Historical Data
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The historical data trend for Oconee Federal Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oconee Federal Financial Earnings per Share (Diluted) Chart
OFED vs FCPB, BLHK, BNCC: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Oconee Federal Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oconee Federal Financial PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Oconee Federal Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Oconee Federal Financial's PE Ratio falls into.
Oconee Federal Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Oconee Federal Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Jun. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.86
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $0.86 mean?
Oconee Federal Financial (OFED) has a Earnings per Share (Diluted) of $0.86 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Oconee Federal Financial and its competitors. According to the industry distribution chart, Oconee Federal Financial ranks #999999 out of 1413 companies in the Banks industry.
Is Oconee Federal Financial's Earnings per Share (Diluted) too high?
Oconee Federal Financial's current Earnings per Share (Diluted) is $0.86. The Banks industry median Earnings per Share (Diluted) is 7.30. Oconee Federal Financial's value of $0.86 is 88.2% below this industry median. Based on the distribution chart, Oconee Federal Financial ranks #999999 out of 1413 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oconee Federal Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oconee Federal Financial's Earnings per Share (Diluted) compare to FCPB and BLHK?
According to the Banks industry distribution chart, Oconee Federal Financial ranks #999999 out of 1413 companies for Earnings per Share (Diluted). This places Oconee Federal Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Oconee Federal Financial's value of $0.86 is 88.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oconee Federal Financial's current Earnings per Share (Diluted) of $0.86 is 88.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Oconee Federal Financial and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oconee Federal Financial's current Earnings per Share (Diluted) is $0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Federal Financial (OFED) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.98, compared to a current price of $21.50 — trading 34.5% above its estimated fair value. The current Earnings per Share (Diluted) is $0.86 and 88.2% below the Banks industry median of 7.30. Oconee Federal Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Oconee Federal Financial (OFED), the current Earnings per Share (Diluted) is $0.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oconee Federal Financial (OFED) Overvalued in 2026?
Based on GuruFocus' analysis, Oconee Federal Financial stock appears to be overvalued.
The current stock price of $21.50 is trading 34.5% above its estimated GF Value™ of $15.98.
GuruFocus considers Oconee Federal Financial to be Significantly Overvalued.
Key valuation signals for OFED:
Earnings per Share (Diluted): $0.86
GF Value™: $15.98 vs. price of $21.50 (34.5% above fair value)
Industry Position: 88.2% below the Banks median (#999999 of 1413)
No single metric tells the full story. See the OFED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oconee Federal Financial Corp is a United States-based stock holding company. The company through its subsidiaries provides banking products and services in the US states of South Carolina and Georgia. Its principal business activity involves attracting retail deposits from the public and investing those deposits, together with funds generated from operations, in one-to-four family residential mortgage loans and, to a lesser extent, non-residential mortgage, construction and land, agricultural, and other loans.
57GF Score
Get the complete analysis for OFED
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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