OFED (Oconee Federal Financial) Cyclically Adjusted Revenue per Share: $3.50 (As of Mar. 2026)

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OFED Oconee Federal Financial Corp OFED
57 GF Score
Price $21.50
GF Value $15.98
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Oconee Federal Financial Cyclically Adjusted Revenue per Share?

Oconee Federal Financial OFED 57 Cyclically Adjusted Revenue per Share is $3.50 as of Mar. 2026. GuruFocus rates OFED with a GF Score™ of 57/100 and a GF Value™ of $15.98 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Oconee Federal Financial's adjusted revenue per share for the three months ended in Mar. 2026 was $0.749. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $3.50 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Oconee Federal Financial's average Cyclically Adjusted Revenue Growth Rate was -0.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 1.90% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Oconee Federal Financial was 8.00% per year. The lowest was 1.90% per year. And the median was 6.40% per year.

As of today (2026-07-31), Oconee Federal Financial's current stock price is $21.50. Oconee Federal Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $3.50. Oconee Federal Financial's Cyclically Adjusted PS Ratio of today is 6.14.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Oconee Federal Financial was 10.34. The lowest was 3.02. And the median was 6.73.


Oconee Federal Financial  (OTCPK:OFED) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Oconee Federal Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=21.50/3.50
=6.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Oconee Federal Financial was 10.34. The lowest was 3.02. And the median was 6.73.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Oconee Federal Financial Cyclically Adjusted Revenue per Share Related Terms


Oconee Federal Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Oconee Federal Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oconee Federal Financial Cyclically Adjusted Revenue per Share Chart

Oconee Federal Financial Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.02 3.34 3.46 3.52 3.53

Oconee Federal Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.53 3.53 3.51 3.47 3.50

OFED vs FCPB, BLHK, BNCC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Oconee Federal Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oconee Federal Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oconee Federal Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Oconee Federal Financial's Cyclically Adjusted PS Ratio falls into.


OFED
57GF Score
Oconee Federal Financial Corp OFED
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oconee Federal Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Oconee Federal Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.749/330.2130*330.2130
=0.749

Current CPI (Mar. 2026) = 330.2130.

Oconee Federal Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.808 241.018 1.107
201609 0.786 241.428 1.075
201612 0.770 241.432 1.053
201703 0.824 243.801 1.116
201706 0.729 244.955 0.983
201709 0.716 246.819 0.958
201712 0.717 246.524 0.960
201803 0.718 249.554 0.950
201806 0.742 251.989 0.972
201809 0.707 252.439 0.925
201812 0.726 251.233 0.954
201903 0.733 254.202 0.952
201906 0.727 256.143 0.937
201909 0.709 256.759 0.912
201912 0.698 256.974 0.897
202003 0.765 258.115 0.979
202006 0.731 257.797 0.936
202009 0.760 260.280 0.964
202012 0.738 260.474 0.936
202103 0.695 264.877 0.866
202106 0.732 271.696 0.890
202109 0.694 274.310 0.835
202112 0.765 278.802 0.906
202203 0.746 287.504 0.857
202206 0.760 296.311 0.847
202209 0.825 296.808 0.918
202212 0.777 296.797 0.864
202303 0.653 301.836 0.714
202306 0.574 305.109 0.621
202309 0.618 307.789 0.663
202312 0.574 306.746 0.618
202403 0.619 312.332 0.654
202406 0.650 314.175 0.683
202409 0.681 315.301 0.713
202412 0.735 315.605 0.769
202503 0.755 319.799 0.780
202506 0.823 322.561 0.843
202509 0.812 324.800 0.826
202512 0.786 324.054 0.801
202603 0.749 330.213 0.749

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $3.50 mean?
Oconee Federal Financial (OFED) has a Cyclically Adjusted Revenue per Share of $3.50 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oconee Federal Financial and its competitors.
Is Oconee Federal Financial's Cyclically Adjusted Revenue per Share too high?
Oconee Federal Financial's current Cyclically Adjusted Revenue per Share is $3.50. Overall, Oconee Federal Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oconee Federal Financial's Cyclically Adjusted Revenue per Share compare to FCPB and BLHK?
Oconee Federal Financial's Cyclically Adjusted Revenue per Share of $3.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oconee Federal Financial and its competitors. Oconee Federal Financial's current Cyclically Adjusted Revenue per Share is $3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Federal Financial (OFED) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.98, compared to a current price of $21.50 — trading 34.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $3.50. Oconee Federal Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Oconee Federal Financial (OFED), the current Cyclically Adjusted Revenue per Share is $3.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oconee Federal Financial (OFED) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Federal Financial stock appears to be overvalued. The current stock price of $21.50 is trading 34.5% above its estimated GF Value™ of $15.98. GuruFocus considers Oconee Federal Financial to be Significantly Overvalued.

Key valuation signals for OFED:

  • Cyclically Adjusted Revenue per Share: $3.50
  • GF Value™: $15.98 vs. price of $21.50 (34.5% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the OFED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oconee Federal Financial Business Description

Address 115 East North Second Street, Seneca, SC, USA, 29678
Oconee Federal Financial Corp is a United States-based stock holding company. The company through its subsidiaries provides banking products and services in the US states of South Carolina and Georgia. Its principal business activity involves attracting retail deposits from the public and investing those deposits, together with funds generated from operations, in one-to-four family residential mortgage loans and, to a lesser extent, non-residential mortgage, construction and land, agricultural, and other loans.
57GF Score

Get the complete analysis for OFED

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.50
Price
$15.98
GF Value