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Oconee Federal FinancialOFED 57 PS Ratio is 6.78 as of Jul. 31, 2026, which is 13% below its 10-year median of 7.76. GuruFocus rates OFED with a GF Score™ of 57/100 and a GF Value™ of $15.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,516 Banks companies, Oconee Federal Financial ranks worse than 93.34% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Oconee Federal Financial's share price is $21.50.
Oconee Federal Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $3.17. Hence, Oconee Federal Financial's PS Ratio for today is 6.78.
Warning Sign:
Oconee Federal Financial Corp stock PS Ratio (=6.78) is close to 3-year high of 6.78.
The historical rank and industry rank for Oconee Federal Financial's PS Ratio or its related term are showing as below:
OFED'
s PS Ratio Range Over the Past 10 Years
Min: 4 Med: 7.76 Max: 10.4
Current: 6.78
During the past 13 years, Oconee Federal Financial's highest PS Ratio was 10.40. The lowest was 4.00. And the median was 7.76.
OFED's PS Ratio is ranked worse than 93.34% of 1516
companies
in the Banks industry
Industry Median: 3.06
vs OFED: 6.78
Oconee Federal Financial Corp revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Oconee Federal Financial was 12.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 0.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -1.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -1.20% per year.
During the past 13 years, Oconee Federal Financial's highest 3-Year average Revenue per Share Growth Rate was 18.00% per year. The lowest was -16.40% per year. And the median was 0.45% per year.
Oconee Federal Financial (OTCPK:OFED) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oconee Federal Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oconee Federal Financial PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Oconee Federal Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Oconee Federal Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Oconee Federal Financial's Share Price of today is $21.50. Oconee Federal Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.17.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Oconee Federal Financial (OFED) has a PS Ratio of 6.78 as of Jul. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Oconee Federal Financial and its competitors. This is 13% below median its historical median of 7.76. Over the past decade, Oconee Federal Financial's PS Ratio has ranged from 4.00 to 10.40. According to the industry distribution chart, Oconee Federal Financial ranks #1415 out of 1516 companies in the Banks industry, placing it in the top 93.3%.
Is Oconee Federal Financial's PS Ratio too high?
Oconee Federal Financial's current PS Ratio of 6.78 is 13% below median its 10-year median of 7.76. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.40. The Banks industry median PS Ratio is 3.06. Oconee Federal Financial's value of 6.78 is 121.6% above this industry median. Based on the distribution chart, Oconee Federal Financial ranks #1415 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oconee Federal Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oconee Federal Financial's PS Ratio compare to FCPB and BLHK?
According to the Banks industry distribution chart, Oconee Federal Financial ranks #1415 out of 1516 companies for PS Ratio. This places Oconee Federal Financial in the lower half of its industry. The industry median PS Ratio is 3.06. Oconee Federal Financial's value of 6.78 is 121.6% above this benchmark. Historically, Oconee Federal Financial's own PS Ratio has ranged from 4.00 to 10.40 over the past decade. While the company's 10-year median is 7.76 vs. the industry median of 3.06, Oconee Federal Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oconee Federal Financial's current PS Ratio of 6.78 is 121.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Oconee Federal Financial and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oconee Federal Financial's current PS Ratio is 6.78, which is 13% below median its own 10-year median of 7.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Federal Financial (OFED) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.98, compared to a current price of $21.50 — trading 34.5% above its estimated fair value. The current PS Ratio is 6.78, which is 13% below median its 10-year median of 7.76 and 121.6% above the Banks industry median of 3.06. Oconee Federal Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Oconee Federal Financial (OFED), the current PS Ratio is 6.78 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oconee Federal Financial (OFED) Overvalued in 2026?
Based on GuruFocus' analysis, Oconee Federal Financial stock appears to be overvalued.
The current stock price of $21.50 is trading 34.5% above its estimated GF Value™ of $15.98.
GuruFocus considers Oconee Federal Financial to be Significantly Overvalued.
Key valuation signals for OFED:
PS Ratio: 6.78 (13% below median its 10-year median of 7.76)
GF Value™: $15.98 vs. price of $21.50 (34.5% above fair value)
Industry Position: 121.6% above the Banks median (#1415 of 1516)
No single metric tells the full story. See the OFED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oconee Federal Financial Corp is a United States-based stock holding company. The company through its subsidiaries provides banking products and services in the US states of South Carolina and Georgia. Its principal business activity involves attracting retail deposits from the public and investing those deposits, together with funds generated from operations, in one-to-four family residential mortgage loans and, to a lesser extent, non-residential mortgage, construction and land, agricultural, and other loans.
57GF Score
Get the complete analysis for OFED
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