BMO (Bank of Montreal) Beginning Cash Position: $48,988 Mil (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BMO Bank of Montreal BMO
69 GF Score
Price $179.96
GF Value $117.61
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Bank of Montreal Beginning Cash Position?

Bank of Montreal BMO +0.13% 69 Beginning Cash Position is $48,988 Mil as of Apr. 2026. GuruFocus rates BMO with a GF Score™ of 69/100 and a GF Value™ of $117.61 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Bank of Montreal's Beginning Cash Position for the quarter that ended in Apr. 2026 was $48,988 Mil.

Bank of Montreal's quarterly Beginning Cash Position increased from Oct. 2025 ($41,884 Mil) to Jan. 2026 ($49,004 Mil) but then declined from Jan. 2026 ($49,004 Mil) to Apr. 2026 ($48,988 Mil).

Bank of Montreal's annual Beginning Cash Position declined from Oct. 2023 ($63,788 Mil) to Oct. 2024 ($56,650 Mil) and declined from Oct. 2024 ($56,650 Mil) to Oct. 2025 ($46,538 Mil).

Bank of Montreal Beginning Cash Position Related Terms

Bank of Montreal Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for Bank of Montreal's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Montreal Beginning Cash Position Chart

Bank of Montreal Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46,170.18 68,128.42 63,787.92 56,650.43 46,538.46

Bank of Montreal Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54,688.51 47,740.85 41,883.76 49,004.43 48,987.93
BMO
69GF Score
Bank of Montreal BMO
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Montreal Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $48,988 Mil mean?
Bank of Montreal (BMO) has a Beginning Cash Position of $48,988 Mil as of Apr. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Bank of Montreal and its competitors.
Is Bank of Montreal's Beginning Cash Position too high?
Bank of Montreal's current Beginning Cash Position is $48,988 Mil. Overall, Bank of Montreal has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's Beginning Cash Position compare to JPM and BAC?
Bank of Montreal's Beginning Cash Position of $48,988 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Bank of Montreal and its competitors. Bank of Montreal's current Beginning Cash Position is $48,988 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (BMO) is currently considered Significantly Overvalued. The stock's GF Value™ is $117.61, compared to a current price of $179.96 — trading 53% above its estimated fair value. The current Beginning Cash Position is $48,988 Mil. Bank of Montreal's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Bank of Montreal (BMO), the current Beginning Cash Position is $48,988 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Montreal (BMO) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued. The current stock price of $179.96 is trading 53% above its estimated GF Value™ of $117.61. GuruFocus considers Bank of Montreal to be Significantly Overvalued.

Key valuation signals for BMO:

  • Beginning Cash Position: $48,988 Mil
  • GF Value™: $117.61 vs. price of $179.96 (53% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the BMO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Montreal Business Description

Address 129 rue Saint Jacques, Montreal, QC, CAN, H2Y 1L6
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
69GF Score

Get the complete analysis for BMO

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$179.96
Price
$117.61
GF Value