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The historical data trend for Bank of Montreal's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of Montreal's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Montreal FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Montreal's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Montreal's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Montreal (BMO) has a FCF Margin % of -145.82% as of Jul. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Montreal and its competitors. According to the industry distribution chart, Bank of Montreal ranks #34 out of 1523 companies in the Banks industry, placing it in the top 2.2%.
Is Bank of Montreal's FCF Margin % too high?
Bank of Montreal's current FCF Margin % is -145.82%. Based on the distribution chart, Bank of Montreal ranks #34 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Montreal has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Montreal ranks #34 out of 1523 companies for FCF Margin %. This places Bank of Montreal in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 28.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 28.93, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Montreal and its competitors. For the Banks industry, the median FCF Margin % is 28.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Montreal's current FCF Margin % is -145.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (BMO) is currently considered Significantly Overvalued. The stock's GF Value™ is $123.97, compared to a current price of $174.49 — trading 40.8% above its estimated fair value. The current FCF Margin % is -145.82%. Bank of Montreal's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank of Montreal (BMO), the current FCF Margin % is -145.82% as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Montreal (BMO) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued.
The current stock price of $174.49 is trading 40.8% above its estimated GF Value™ of $123.97.
GuruFocus considers Bank of Montreal to be Significantly Overvalued.
Key valuation signals for BMO:
FCF Margin %: -145.82%
GF Value™: $123.97 vs. price of $174.49 (40.8% above fair value)
No single metric tells the full story. See the BMO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
69GF Score
Get the complete analysis for BMO
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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