BMO (Bank of Montreal) Total Deposits: $549,751 Mil (As of Jul. 2026)

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BMO Bank of Montreal BMO
72 GF Score
Price $173.40
GF Value $124.83
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Bank of Montreal Total Deposits?

Bank of Montreal BMO -0.94% 72 Total Deposits is $549,751 Mil as of Jul. 2026. GuruFocus rates BMO with a GF Score™ of 72/100 and a GF Value™ of $124.83 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Bank of Montreal's annual total deposits increased from Oct. 2023 ($511,211 Mil) to Oct. 2024 ($558,507 Mil) but then declined from Oct. 2024 ($558,507 Mil) to Oct. 2025 ($542,859 Mil).

Bank of Montreal Total Deposits Historical Data

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The historical data trend for Bank of Montreal's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Montreal Total Deposits Chart

Bank of Montreal Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 427,010.62 427,270.07 511,210.62 558,506.94 542,858.88

Bank of Montreal Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 544,989.41 542,858.88 540,978.87 546,187.29 549,751.15
BMO
72GF Score
Bank of Montreal BMO
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Montreal Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $549,751 Mil mean?
Bank of Montreal (BMO) has a Total Deposits of $549,751 Mil as of Jul. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Bank of Montreal and its competitors.
Is Bank of Montreal's Total Deposits too high?
Bank of Montreal's current Total Deposits is $549,751 Mil. Overall, Bank of Montreal has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's Total Deposits compare to JPM and BAC?
Bank of Montreal's Total Deposits of $549,751 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Bank of Montreal and its competitors. Bank of Montreal's current Total Deposits is $549,751 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (BMO) is currently considered Significantly Overvalued. The stock's GF Value™ is $124.83, compared to a current price of $173.40 — trading 38.9% above its estimated fair value. The current Total Deposits is $549,751 Mil. Bank of Montreal's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Bank of Montreal (BMO), the current Total Deposits is $549,751 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Montreal (BMO) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued. The current stock price of $173.40 is trading 38.9% above its estimated GF Value™ of $124.83. GuruFocus considers Bank of Montreal to be Significantly Overvalued.

Key valuation signals for BMO:

  • Total Deposits: $549,751 Mil
  • GF Value™: $124.83 vs. price of $173.40 (38.9% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the BMO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Montreal Business Description

Address 129 rue Saint Jacques, Montreal, QC, CAN, H2Y 1L6
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
72GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$173.40
Price
$124.83
GF Value