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Bank of MontrealBMO -0.50%72 EV-to-OCF is 8.11 as of Sep. 14, 2026, which is 20% below its 10-year median of 10.17. GuruFocus rates BMO with a GF Score™ of 72/100 and a GF Value™ of $124.73 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,487 Banks companies, Bank of Montreal ranks worse than 64.02% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Bank of Montreal's Enterprise Value is $292,307 Mil.
Bank of Montreal's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jul. 2026 was $36,026 Mil. Therefore, Bank of Montreal's EV-to-OCF for today is 8.11.
The historical rank and industry rank for Bank of Montreal's EV-to-OCF or its related term are showing as below:
BMO'
s EV-to-OCF Range Over the Past 10 Years
Min: -111.57 Med: 10.17 Max: 348.52
Current: 8.11
During the past 13 years, the highest EV-to-OCF of Bank of Montreal was 348.52. The lowest was -111.57. And the median was 10.17.
BMO's EV-to-OCF is ranked worse than 64.02% of 1487
companies
in the Banks industry
Industry Median: 4.08
vs BMO: 8.11
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of Montreal's PE Ratio (TTM) for today is calculated as:
Bank of Montreal's share price for today is $174.005.
Bank of Montreal's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.839.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank of Montreal EV-to-OCF Related Terms
Bank of Montreal EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Bank of Montreal's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of Montreal's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Montreal EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Montreal's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Bank of Montreal's EV-to-OCF falls into.
Bank of Montreal's current Enterprise Value is $292,307 Mil.
Bank of Montreal's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $36,026 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Montreal (BMO) has a EV-to-OCF of 8.11 as of Sep. 14, 2026. This is 20% below median its historical median of 10.17. According to the industry distribution chart, Bank of Montreal ranks #952 out of 1487 companies in the Banks industry, placing it in the top 64%.
Is Bank of Montreal's EV-to-OCF too high?
Bank of Montreal's current EV-to-OCF of 8.11 is 20% below median its 10-year median of 10.17. The Banks industry median EV-to-OCF is 4.08. Bank of Montreal's value of 8.11 is 98.8% above this industry median. Based on the distribution chart, Bank of Montreal ranks #952 out of 1487 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Montreal has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's EV-to-OCF compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Montreal ranks #952 out of 1487 companies for EV-to-OCF. This places Bank of Montreal in the lower half of its industry. The industry median EV-to-OCF is 4.08. Bank of Montreal's value of 8.11 is 98.8% above this benchmark. While the company's 10-year median is 10.17 vs. the industry median of 4.08, Bank of Montreal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Montreal's current EV-to-OCF of 8.11 is 98.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Montreal's current EV-to-OCF is 8.11, which is 20% below median its own 10-year median of 10.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (BMO) is currently considered Significantly Overvalued. The stock's GF Value™ is $124.73, compared to a current price of $174.01 — trading 39.5% above its estimated fair value. The current EV-to-OCF is 8.11, which is 20% below median its 10-year median of 10.17 and 98.8% above the Banks industry median of 4.08. Bank of Montreal's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bank of Montreal (BMO), the current EV-to-OCF is 8.11 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Montreal (BMO) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued.
The current stock price of $174.01 is trading 39.5% above its estimated GF Value™ of $124.73.
GuruFocus considers Bank of Montreal to be Significantly Overvalued.
Key valuation signals for BMO:
EV-to-OCF: 8.11 (20% below median its 10-year median of 10.17)
GF Value™: $124.73 vs. price of $174.01 (39.5% above fair value)
Industry Position: 98.8% above the Banks median (#952 of 1487)
No single metric tells the full story. See the BMO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
72GF Score
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